Custom Plans

Create the global medical plan that’s best suited for your clients and their employees. We’ll work together to identify their needs and customize the products that will fit them.

Is a Custom Health Plan Right for You?

You know your clients’ needs better than anyone — we’re here to work with you. Build a tailored plan for as few as two employees working abroad for over six months. Choose Medical, Life, and Long-Term Disability (LTD) standalone or bundled with additional coverage options, described below.

Coverage Options

Purchase global health insurance products alone or bundled together. Need guidance? Contact us and we can help you through the process and deliver a custom quote. 

Medical Coverage

Comprehensive, world-class health coverage for employees and their families, delivered through one of the largest global networks.

Dental Coverage

Dental health is an important part of your global employees’ well-being. MetLife offers worldwide coverage for dental benefits.

Vision Coverage

Worldwide vision coverage providing 100% coverage of annual exams and preventative care, plus an annual allotment for eyewear.

Prescription Drug Coverage

Prescription drug coverage is available worldwide; in the U.S., employees receive access to more than 68,000 retail pharmacies through CVS Health. 

Life & Accidental Death & Dismemberment (AD&D)

Many globally mobile employees are the sole income earners for their families. Life and AD&D coverage ensures their income is protected. Life coverage now includes Grief Counseling services.1


Long Term Disability (LTD)

Help employees focus on healing in the case of sickness or injury. LTD for globally mobile employees helps cover essential living expenses and bills. 


Emergency Medical Evacuation2

In the event of a medical evacuation abroad, this service provides medical support and guidance when transport is needed.


Security Evacuation

In the event of a threatening security, political emergency, or natural disaster situation, this service provides care and evacuation to a safe place of refuge.


Health & Wellness Services

Prevention is key to helping employees stay healthy. These global health programs encourage employee wellness and keep costs low for everyone.

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International Employee Assistance Program (IEAP)3

Adjusting to life abroad can be a challenge. Find help acclimating with highly qualified, licensed professionals.

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Remote Second Medical Opinion4

Employees can get their diagnosis and treatment reviewed from healthcare providers in the U.S. without having to leave their host country.

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Online Wellness Tools5

Online tools help keep employees well by encouraging a healthy lifestyle.

Financial Solutions6

Add financial solutions to a custom plan to help manage the risk associated with globally mobile employee benefit plans, including multinational pooling and captive management. Contact a MetLife representative to see if these solutions might be right for your clients. 

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Backed by an Expansive, Expert Network

Global Reach

One of the largest global medical networks, catering specifically to globally mobile employees, with 1.3 million providers in over 180 countries.

U.S. Medical Coverage

Access to some of the largest healthcare networks in the U.S.


Local Experts

In-market experts with a deep understanding of regional differences reduce the challenges in receiving healthcare abroad.

Prescription Drug Access

Our partnership with CVS Health provides access to more than 68,000 worldwide retail pharmacies.

Working with MetLife

Give your employees the confidence that comes with: 

  • Over 60 years’ experience as a worldwide medical provider
  • A large global network of 1.3 million providers in over 180 countries
  • Dedicated account managers guiding you every step of the way
  • Industry-leading reporting and online management tools
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Grief counseling services are provided by a vendor not affiliated with MetLife. Services are subject to local laws and regulations.

2 Emergency medical and travel assistance services provided through vendor not affiliated with MetLife.

3 IEAP provided by a vendor not affiliated with MetLife. 

4 Remote Second Medical Opinion services provided through vendor not affiliated with MetLife.

5 Service provided through vendor not affiliated with MetLife.

6 The MAXIS Global Benefits Network is administered by AXA France Vie S.A., and Metropolitan Life Insurance Company, New York, NY (MLIC) and is a network of locally licensed MAXIS member insurance companies (“MAXIS Members”). The MAXIS Global Benefits Network is neither an insurance provider nor an insurance intermediary and only the MAXIS Members provide insurance. MLIC is the only MAXIS Member licensed to transact insurance business in New York. The other MAXIS Members are not licensed or authorized to do business in New York, and the policies and contracts they issue have not been approved by the New York Superintendent of Financial Services and are not subject to all of the laws of New York.

Like most group insurance policies, insurance policies offered by MetLife contain certain exclusions, exceptions, waiting periods, reductions, limitations, and terms for keeping them in force. Ask your MetLife representative for costs and complete details.

MetLife’s worldwide benefits products are underwritten by Delaware American Life Insurance Company, a MetLife affiliate domiciled at 600 North King Street, Wilmington, DE 19801, and other affiliates.