Long Term Disability

Insuring your income. Protecting your financial security.

Long Term Disability Insurance replaces a portion of your income during an extended period of a disabling illness or accident.  By providing a steady stream of income while you are unable to work, Long Term Disability Insurance can help you meet your financial obligations. 

Benefits of MetLife’s Long Term Disability Insurance coverage include:

  • Covers essential living expenses: can help pay for food, clothing, utilities, your mortgage, car payments and more
  • Direct monthly payments:  receive a portion of your salary paid directly to you each month if you’re unable to work (after initial waiting period)
  • Rehab incentives: coverage may include financial incentives designed to help you transition back to work
  • Easy claims filing:  report claims online or by phone
  • Competitive rates:  this group coverage is offered only through your employer

For complete plan details, talk to your company’s benefits administrator.

How much do I need?

Getting the right coverage starts with knowing how much you may need. For most people, our quick and easy Disability Calculator can provide a good estimate: 

Launch MetLife's Disability Insurance Calculator.

Disability Insurance can help protect your income

Disability Insurance provides a steady stream of income to help cover your bills and expenses when an injury or illness keeps you away from work.