1 Financial professionals are available to assist eligible enrollees for Non-ERISA plans that are not affiliated with an ERISA plan.
2 MassMutual Financial Professionals are registered representatives of MML Investors Services, LLC ("MMLIS"), a registered investment adviser and broker/dealer (Member FINRA and SIPC) and an affiliate of Massachusetts Mutual Life Insurance Company ("MassMutual"), a Massachusetts life insurance company. Neither MassMutual nor MMLIS is affiliated with Metropolitan Life Insurance Company or any of its affiliates or Brighthouse Life Insurance Company.
The information contained within this website is intended to be informational in nature and should not be considered a recommendation or individualized advice to a specific individual. Links to third party websites are provided for your convenience and information only. The content in any linked websites is not under MetLife's control and MetLife is not responsible for the content of such websites.
Any discussion of taxes is for general informational purposes only, does not purport to be complete or cover every situation, and should not be construed as legal, tax or accounting advice. Clients should confer with their own qualified legal, tax and accounting advisors as appropriate.
MetLife and its employees and representatives may not give legal advice. Clients should consult with, and rely on, their own independent legal advisors regarding their particular set of facts and circumstances.
The plan document provides the terms of the plan. In general, if there are any conflicts between this material and the plan document, the plan document provisions are controlling.
MetLife and/or its affiliates ("MetLife") receive fees for providing administrative and recordkeeping services. The fees may be deducted directly from the Participant's account, be paid for by the Employer, be paid from the Plan assets and/or paid from the fees deducted from Participant account values allocated to the mutual funds available under the Plan. The fees can vary based upon the mutual funds that are available in the Plan and Plan Participants’ asset allocations. Because different mutual funds pay different rates of compensation and rates of mutual fund compensation are subject to change from time to time, compensation received by MetLife varies based on the rates of compensation in effect from time to time. MetLife may receive a finder’s fee from certain fund companies, which is additional compensation to MetLife. MetLife may also impose separate transactional fees for certain Participant elected transactions that will be charged directly to Plan Participants unless paid by the Employer or the Plan. MetLife may increase the annual administrative service fee charged to Participants’ accounts. MetLife may also pay a portion of the fees it collects to an entity that is designated as a directed trustee or directed custodian of the Plan; or to a third party administrator, or third party investment advisor. MetLife may receive payments for administrative services provided under the third party investment advisory services. MetLife also receives compensation for administrative services on annuities that are issued by unaffiliated insurance companies. MetLife also receives fees with respect to annuities it issues, according to the terms of the annuity contracts and prospectuses, if applicable. If you would like more information on the compensation that MetLife receives, contact your Employer. MetLife may realize a profit from any of the fees described above.
Annuities are issued by Metropolitan Life Insurance Company, 200 Park Avenue, New York, NY 10166. MetLife Investors Distribution Company (Member FINRA) makes available participation in variable annuities, as well as participation in mutual fund options through its Mutual Fund Select Portfolios, for certain retirement plans. Both are MetLife companies.
MetLife refers to Metropolitan Life Insurance Company and its affiliates.
