Client Education Center

Selling a real estate property or business can have significant tax implications. When a seller receives their sales proceeds in a lump sum, they might face not only significant capital gains taxes, but also significant net investment income taxes and state income taxes, which are due in the year of the sale.1 Our Structured Installment Sale solution can help reduce taxes on the proceeds, while providing a stream of guaranteed income over time to help secure their financial future.1,2

Advantages of a Structured Installment Sale:

  • Deferral of capital gain taxes1
  • Conversion of proceeds into a guaranteed income stream, immune to market volatility and performance2
  • Payments secured by a financially sound and trusted company3 

Materials

Joan’s Story

Which option could help Joan defer and potentially reduce taxes when she sells her real estate property?1

Real Estate Case Example

Learn how Mary uses a Structured Installment Sale to defer taxes and facilitate a tax efficient sale of her home.

Small Business Case Example

How much does Jose save on taxes with our solution when he sells his dental practice to help fund his retirement?1

Structured Installment Sale for Buyers

What is the buyer’s process and what documents are needed?

For More Information, Please Contact:

Paul Marshall - Sales Director
pmarshall1@metlife.com

 

Philippe Petit - Sales Director
ppetit@metlife.com

 

Contact Us

1 Neither MetLife nor its affiliates offer tax or legal advice. Any discussion of taxes in this material is intended to be general in nature and based on our understanding of the tax laws as they currently apply. Tax laws are subject to change and to different interpretation. You should consult your own tax advisor to determine how the tax law applies to your situation.

2 All guarantees are subject to the financial strength and claims-paying ability of Metropolitan Tower Life Insurance Company.

3 For current ratings information and a more complete analysis of the financial strength of Metropolitan Tower Life Insurance Company, please go to www.metlife.com and click on “About Us”. This product is currently available in 49 U.S states plus PR, but not available in NY.