Take your legal support

Possibly, but not always. Your individual plan will cover many of the core services for personal legal matters and give you access to the same network of attorneys, estate planning tools and self-service documents. Your plan will also include unlimited initial consultations with attorneys except for excluded services. 

Your plan will fully cover many of the most frequently needed services for addressing personal legal matters. For fully covered matters, attorney services include document reviews, advice, consultation and representation. You will also be entitled to advice and consultations for an unlimited number of personal legal issues even for matters not fully covered by your plan, as long as they are not excluded.

Excluded services are matters the plan specifically will not provide any coverage for. No services or consultations will be provided for the following:

• Matters involving MetLife or its affiliates, or any Plan Attorney as an adverse party.
  
• Any employment-related matters.
  
• Appeals or class actions.
  
• If your legal plan is sponsored by a company, matters involving that company and its affiliates are excluded.⁶
  
• Transactions involving farms or businesses, rental property for which you are the landlord, patent or copyright law, or property held for investment or rental.
  
• Amounts owed to third parties such as: court costs, filing fees, recording fees, fines, judgements, witness fees, or transcripts.
  
• Any matter deemed by MetLife to be frivolous, harassing or in contravention of the rules of ethical conduct governing attorneys.

Yes, you may use the legal plan to resolve as many legal issues as possible, even if they are pre-existing matters. The only pre-existing matters that are not covered are those for which you retained an attorney before becoming eligible for plan benefits.

Yes, the plan provides coverage for your dependents, including your spouse, domestic/civil union partner, and your covered children. A child will be covered if he or she is under the Limiting Age (either 26 or 21 depending on your state), is either your natural child, adopted child or stepchild, is unmarried, is not employed on a full-time basis, resides in your home, and depends on you for over half of his or her financial support.

You are eligible for the plan if you were previously enrolled in MetLife Legal Plans through your employer. Hawaii and Maine residents may not be eligible for this individual plan. If you are a resident of these states, contact the legal plans call center at (833) 214-4175 or  clientservice@legalplans.com.

Yes.

Coverage always begins on the first of the month, and the month in which your coverage begins depends on the day of the month on which you enroll.

• If you enroll on or before the 23rd of the month, your coverage will begin on the 1st of the next month. Example: If you enroll on 4/10, your coverage will begin on 5/1, the first day of the next month.
  
• If you enroll after the 23rd, your coverage will begin on the 1st of the month after next. Example: If you enroll on 4/27, your coverage will begin on 6/1, the first day of the month after next.

You'll enroll for 12 months of coverage starting on your coverage effective date. At the end of 12 months, your policy will renew automatically unless you request a cancellation before renewal.

When you need legal help, we've made it easy for you. Our network attorneys are available in person, by phone or by email. We also offer access to online tools to complete your estate planning documents or download self-help legal forms. You can speak to our network attorneys face to face, by phone, or you can submit questions online – whatever works best for you. And for certain legal matters, your attorney can represent you in court without you having to make an appearance.

Your monthly payments will be made through convenient automatic withdrawals from the bank account of your choice.

Yes–you can use any attorney you'd like. If you choose an attorney outside of our network, we'll reimburse you for services based on a set fee schedule.⁷

No. You must remain enrolled in the individual legal plan for an initial 12-month term. At the end of 12 months, you may cancel. 

Yes. You'll enroll for 12 months of coverage starting on your coverage effective date. At the end of 12 months, your policy will renew automatically unless you request a cancellation before renewal. You must remain enrolled in the individual legal plan for an initial 12-month term. You will receive communication when your renewal is approaching and be given the opportunity to cancel after your 12-month commitment is complete.