Take your legal support

Make Big Decisions a Little Easier

Tap into a network of top attorneys when you need help managing planned and unplanned legal situations.

Unlock convenient access to key legal services for $22 or less a month

An individual legal plan gives you access to a broad network of attorneys, estate planning tools, digital legal documents and more. It offers many of the legal benefits you received through your employer. Plus, it’s portable — which means you can take it with you almost anywhere you go in life.1

Please review the available options below to select one that best suits your needs. The plan details may be different from your employer-provided plan.

Best Seller

PREMIUM

$ 22

PER MONTH

  • 80+ covered matters: Everything in the standard plan and more

  • Unlimited in-network attorney visits

  • No additional attorney fees when in-network

STANDARD

$ 14

PER MONTH

  • 40+ covered matters: estate planning, traffic tickets, elder care and more

  • Unlimited in-network attorney visits

  • No additional attorney fees when in-network

Expand to view covered services

  HIGH STANDARD
Codicils
Complex Wills
Healthcare Proxies
Living Wills
Powers of Attorney
(Healthcare, Financial, Childcare)
Simple Wills
Revocable & Irrevocable Trusts   

  HIGH STANDARD
Affidavits
Conservatorship
Demand Letters
Garnishment Defence
Guardianship
Name Change
Personal Property Protection
Protection from Domestic Violence
Review of ANY Personal Legal Document
School Hearings
Adoption  
Immigration Assistance  
Juvenile Court Defense, Including Criminal Matters  
Parental Responsibility Matters  
Prenuptial Agreements  

  HIGH STANDARD
Deeds
Eviction Defense
Foreclosure
Mortgages
Security Deposit Assistance
Tenant Negotiations
Boundary & Title Disputes 
Property Tax Assessments  
Refinancing & Home Equity Loan  
Sale or Purchase of Home  
Zoning Applications  

  HIGH STANDARD
Debt Collection Defense    
Identity Theft Defense
Negotiations with Creditors
Promissory Notes
Tax Collection Defense
Identity Management Services 5
 
Personal Bankruptcy
 
Tax Audit Representation  

  HIGH STANDARD
Defense of Traffic Tickets 6
Driving Privileges Restoration
License Suspension Due to DUI
Repossession

  HIGH STANDARD
Includes consultation & document review for issues related to your parents
Deeds
Leases
Medicaid
Medicare
Notes
Nursing Home Agreements
Powers of Attorney 
Prescription Plans
Wills

  HIGH STANDARD
Administrative Hearings
Disputes Over Consumer Goods & Services
Incompetency Defense
Small Claims Assistance
Civil Litigation Defense
 
Pet Liabilities
 

Get the full plan summary

Download PDF

See what our customers are saying

My spouse and I decided it was time to do our estate planning. Our attorney in San Francisco made the process easy. He listened to us, what we wanted and made great recommendations on how we can best plan for the future. 

Read more
Angela

After moving out of an apartment with time left on the lease, the apartment management tried to say we broke the lease, even though we continued to pay rent. My attorney successfully represented us in court, establishing a new 

Read more
Michael

I received a traffic ticket in the mail (was caught on camera). I have never received a ticket in my life and I am 60 years old. I panicked and called my plan attorney’s office and was given his cell phone number. That right there 

Read more
Olivia

See how much you can save with our legal needs calculator.

FAQs

Being enrolled in a legal plan is like having a lawyer on retainer on your side. When you use a network attorney for covered services, all attorney fees are covered by your legal plan.

For $14 or $22 a month, you have access to expert guidance and tools you can use to handle the broad range of personal legal needs you might face throughout your life. This could be when you're buying or selling a home, starting a family, dealing with identity theft or caring for aging parents. The individual legal plan includes advice and consultations on an unlimited number of personal legal matters.

Your plan will fully cover many of the most frequently needed services for addressing personal legal matters, and you will also be entitled to advice and consultations for an unlimited number of personal legal issues even for matters not fully covered by your plan, as long as they are not excluded. 

Yes, you may use the legal plan to resolve as many legal issues as possible, even if they are pre-existing matters. The only pre-existing matters that are not covered are those for which you retained an attorney before becoming eligible for plan benefits.

“Fully covered” means that all attorney services related to the covered matter are covered by the legal plan when you work with a network attorney. There are no co-pays, deductibles or claim forms when you use a network attorney.

You are eligible for the plan if you were previously enrolled in MetLife Legal Plans through your employer. California, New York, Hawaii and Maine residents may not be eligible for this individual plan. If you are a resident of these states, contact the legal plans call center at (833) 214-4175 or clientservice@legalplans.com.

Yes, the plan provides coverage for your dependents, including your spouse and your covered children. A child will be covered if he or she is under the Limiting Age (either 26 or 21 depending on your state), is either your natural child, adopted child or stepchild, is unmarried, is not employed on a full-time basis, resides in your home, and depends on you for over half of his or her financial support.

When you need legal help, we've made it easy for you. Our network attorneys are available in person, by phone or by email. We also offer access to online tools to complete your estate planning documents or download self-help legal forms. You can speak to our network attorneys face to face, by phone, or you can submit questions online – whatever works best for you. And for certain legal matters, your attorney can represent you in court without you having to make an appearance.

Our Client Service Center representatives are here to help you find an attorney that can help you with your legal matter, whatever it might be. We're committed to ensuring you receive the expert legal help you need, when you need it.

You have unlimited use of the plan over the course of the year for covered legal matters.

Even experienced attorneys need to grow their practice. By providing exceptional service for you and other plan members, they can gain more clients through your referrals. That's how we've established a large network of highly experienced attorneys, with managing attorneys averaging 25 years of experience. And, we routinely monitor our attorneys to ensure our members' needs are being met and conduct regular re-credentialing audits of legal activity, member feedback, verification of malpractice insurance and more.

Yes – you can use any attorney you'd like. If you choose an attorney outside of our network, we'll reimburse you for services based on a set fee schedule.

Your monthly payments will be made through convenient automatic withdrawals from the bank account of your choice.

Coverage always begins on the first of the month, and the month in which your coverage begins depends on the day of the month on which you enroll.

  •  If you enroll on or before the 23rd of the month, your coverage will begin on the 1st of the next month. Example: If you enroll on 4/10, your coverage will begin on 5/1, the first day of the next month.
  • If you enroll after the 23rd, your coverage will begin on the 1st of the month after next. Example: If you enroll on 4/27, your coverage will begin on 6/1, the first day of the month after next.

You'll enroll for 12 months of coverage starting on your coverage effective date. At the end of 12 months, your policy will renew automatically unless you request a cancellation before renewal.

We make using the plan easy. Members have unlimited access to our attorneys for all legal matters covered under the plan. We also cover telephone and office consultations even for non-covered personal legal matters, so long as they are not excluded. These services are offered by local network attorneys, and billing is between us and the network attorney. There are no waiting periods, no copays, no deductibles and no claim forms.

1 California, Hawaii and Maine residents may not be eligible for the individual plan. Please contact our call center at (833) 214-4175 to see if you are eligible for our alternate offering. 

2 Your plan design may differ from your previous employer's plan. Please review the plan coverage chart for details. 

3 Unlimited hours of coverage for network attorneys and covered matters only. 

4 Average hourly rate of $391.00 based on years of legal experience, National Law Journal and ALM Legal Intelligence, Survey of Law Firm Economics (2021).”

5 When using a network attorney for a covered matter

6 These benefits provide the Participant with access to services provided by Aura, a product of Aura Sub, LLC. Aura Sub, LLC is not affiliated with MetLife, and the services and benefits they provide are separate and apart from any MetLife product.

7 Does not cover DUI.

Legal plans are administered by MetLife Legal Plans, Inc., Cleveland, Ohio. In California, this entity operates under the name MetLife Legal Insurance Services. In certain states, legal plans are provided through insurance coverage underwritten by Metropolitan General Insurance Company, Warwick, RI. For costs and complete details of the coverage, call or write the company.

MetLife® is a registered trademark of Metropolitan Life Insurance Company, New York, NY. MetLife Services and Solutions, LLC, MetLife Legal Plans, Inc., 1111 Superior Avenue, Suite 800, Cleveland, OH 44114.