Take your legal support
Enroll in an individual legal plan to keep receiving the legal help you’ve come to rely on for $22 or less a month2
Powerful protection
Make Big Decisions a Little Easier
Tap into a network of top attorneys when you need help managing planned and unplanned legal situations.
Unlock convenient access to key legal services for $22 or less a month
An individual legal plan gives you access to a broad network of attorneys, estate planning tools, digital legal documents and more. It offers many of the legal benefits you received through your employer. Plus, it’s portable — which means you can take it with you almost anywhere you go in life.1
Please review the available options below to select one that best suits your needs. The plan details may be different from your employer-provided plan.
PREMIUM
$ 22
PER MONTH
-
80+ covered matters: Everything in the standard plan and more
-
Unlimited in-network attorney visits
-
No additional attorney fees when in-network
STANDARD
$ 14
PER MONTH
-
40+ covered matters: estate planning, traffic tickets, elder care and more
-
Unlimited in-network attorney visits
-
No additional attorney fees when in-network
Expand to view covered services
PREMIUM | STANDARD | |
Codicils | ✔ | ✔ |
Complex Wills | ✔ | ✔ |
Healthcare Proxies | ✔ | ✔ |
Living Wills | ✔ | ✔ |
Powers of Attorney (Healthcare, Financial, Childcare) |
✔ | ✔ |
Simple Wills | ✔ | ✔ |
Revocable & Irrevocable Trusts | ✔ |
PREMIUM | STANDARD | |
Affidavits |
✔ | ✔ |
Conservatorship | ✔ | ✔ |
Demand Letters | ✔ | ✔ |
Garnishment Defense | ✔ | ✔ |
Guardianship | ✔ | ✔ |
Name Change | ✔ | ✔ |
Personal Property Protection | ✔ | ✔ |
Protection from Domestic Violence | ✔ | ✔ |
Review of ANY Personal Legal Document | ✔ | ✔ |
School Hearings | ✔ | ✔ |
Adoption | ✔ | |
Immigration Assistance | ✔ | |
Juvenile Court Defense, Including Criminal Matters | ✔ | |
Parental Responsibility Matters | ✔ | |
Prenuptial Agreements | ✔ |
PREMIUM | STANDARD | |
Deeds | ✔ | ✔ |
Eviction Defense | ✔ | ✔ |
Foreclosure |
✔ | ✔ |
Mortgages |
✔ | ✔ |
Security Deposit Assistance |
✔ | ✔ |
Tenant Negotiations |
✔ | ✔ |
Boundary & Title Disputes | ✔ | ✔ |
Property Tax Assessments | ✔ | |
Refinancing & Home Equity Loan | ✔ | |
Sale or Purchase of Home | ✔ | |
Zoning Applications | ✔ |
PREMIUM | STANDARD | |
Debt Collection Defense | ✔ | ✔ |
Identity Theft Defense | ✔ | ✔ |
Negotiations with Creditors | ✔ | ✔ |
Promissory Notes |
✔ | ✔ |
Tax Collection Defense |
✔ | ✔ |
Identity Management Services6 |
✔ | |
Personal Bankruptcy |
✔ | |
Tax Audit Representation | ✔ |
PREMIUM | STANDARD | |
Defense of Traffic Tickets7 | ✔ | ✔ |
Driving Privileges Restoration | ✔ | ✔ |
License Suspension Due to DUI | ✔ | ✔ |
Repossession |
✔ | ✔ |
PREMIUM | STANDARD | |
Includes consultation & document review for issues related to your parents | ||
Deeds |
✔ | ✔ |
Leases |
✔ | ✔ |
Medicaid | ✔ | ✔ |
Medicare |
✔ | ✔ |
Notes | ✔ | ✔ |
Nursing Home Agreements | ✔ | ✔ |
Powers of Attorney | ✔ | ✔ |
Prescription Plans | ✔ | ✔ |
Wills | ✔ | ✔ |
PREMIUM | STANDARD | |
Administrative Hearings |
✔ | ✔ |
Disputes Over Consumer Goods & Services | ✔ | ✔ |
Incompetency Defense |
✔ | ✔ |
Small Claims Assistance |
✔ | ✔ |
Civil Litigation Defense |
✔ | |
Pet Liabilities |
✔ |
Get the full plan summary
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Read moreMy spouse and I decided it was time to do our estate planning. Our attorney in San Francisco made the process easy. He listened to us, what we wanted and made great recommendations on how we can best plan for the future.
Read moreAfter moving out of an apartment with time left on the lease, the apartment management tried to say we broke the lease, even though we continued to pay rent. My attorney successfully represented us in court, establishing a new
Read moreI received a traffic ticket in the mail (was caught on camera). I have never received a ticket in my life and I am 60 years old. I panicked and called my plan attorney’s office and was given his cell phone number. That right there
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FAQs
Being enrolled in a legal plan is like having a lawyer on retainer on your side. When you use a network attorney for covered services, all attorney fees are covered by your legal plan.
For $14 or $22 a month, you have access to expert guidance and tools you can use to handle the broad range of personal legal needs you might face throughout your life. This could be when you're buying or selling a home, starting a family, dealing with identity theft or caring for aging parents. The individual legal plan includes advice and consultations on an unlimited number of personal legal matters.
Your plan will fully cover many of the most frequently needed services for addressing personal legal matters, and you will also be entitled to advice and consultations for an unlimited number of personal legal issues even for matters not fully covered by your plan, as long as they are not excluded.
Yes, you may use the legal plan to resolve as many legal issues as possible, even if they are pre-existing matters. The only pre-existing matters that are not covered are those for which you retained an attorney before becoming eligible for plan benefits.
“Fully covered” means that all attorney services related to the covered matter are covered by the legal plan when you work with a network attorney. There are no co-pays, deductibles or claim forms when you use a network attorney.
You are eligible for the plan if you were previously enrolled in MetLife Legal Plans through your employer. California, Hawaii and Maine residents may not be eligible for this individual plan. If you are a resident of these states, contact the legal plans call center at (833) 214-4175 or clientservice@legalplans.com.
Yes, the plan provides coverage for your dependents, including your spouse and your covered children. A child will be covered if he or she is under the Limiting Age (either 26 or 21 depending on your state), is either your natural child, adopted child or stepchild, is unmarried, is not employed on a full-time basis, resides in your home, and depends on you for over half of his or her financial support.
When you need legal help, we've made it easy for you. Our network attorneys are available in person, by phone or by email. We also offer access to online tools to complete your estate planning documents or download self-help legal forms. You can speak to our network attorneys face to face, by phone, or you can submit questions online – whatever works best for you. And for certain legal matters, your attorney can represent you in court without you having to make an appearance.
Our Client Service Center representatives are here to help you find an attorney that can help you with your legal matter, whatever it might be. We're committed to ensuring you receive the expert legal help you need, when you need it.
You have unlimited use of the plan over the course of the year for covered legal matters.
Even experienced attorneys need to grow their practice. By providing exceptional service for you and other plan members, they can gain more clients through your referrals. That's how we've established a large network of highly experienced attorneys, with managing attorneys averaging 25 years of experience. And, we routinely monitor our attorneys to ensure our members' needs are being met and conduct regular re-credentialing audits of legal activity, member feedback, verification of malpractice insurance and more.
Yes – you can use any attorney you'd like. If you choose an attorney outside of our network, we'll reimburse you for services based on a set fee schedule.
Your monthly payments will be made through convenient automatic withdrawals from the bank account of your choice.
Coverage always begins on the first of the month, and the month in which your coverage begins depends on the day of the month on which you enroll.
- If you enroll on or before the 23rd of the month, your coverage will begin on the 1st of the next month. Example: If you enroll on 4/10, your coverage will begin on 5/1, the first day of the next month.
- If you enroll after the 23rd, your coverage will begin on the 1st of the month after next. Example: If you enroll on 4/27, your coverage will begin on 6/1, the first day of the month after next.
You'll enroll for 12 months of coverage starting on your coverage effective date. At the end of 12 months, your policy will renew automatically unless you request a cancellation before renewal.
We make using the plan easy. Members have unlimited access to our attorneys for all legal matters covered under the plan. We also cover telephone and office consultations even for non-covered personal legal matters, so long as they are not excluded. These services are offered by local network attorneys, and billing is between us and the network attorney. There are no waiting periods, no copays, no deductibles and no claim forms.
1 California, Hawaii and Maine residents may not be eligible for the individual plan. Please contact our call center at (833) 214-4175 to see if you are eligible for our alternate offering.
2 Your plan design may differ from your previous employer's plan. Please review the plan coverage chart for details.
3 Unlimited hours of coverage for network attorneys and covered matters only.
4 Average hourly rate of $391.00 based on years of legal experience, National Law Journal and ALM Legal Intelligence, Survey of Law Firm Economics (2021).”
5 When using a network attorney for a covered matter
6 These benefits provide the Participant with access to services provided by Aura, a product of Aura Sub, LLC. Aura Sub, LLC is not affiliated with MetLife, and the services and benefits they provide are separate and apart from any MetLife product.
7 Does not cover DUI.
Legal plans are administered by MetLife Legal Plans, Inc., Cleveland, Ohio. In California, this entity operates under the name MetLife Legal Insurance Services. In certain states, legal plans are provided through insurance coverage underwritten by Metropolitan General Insurance Company, Warwick, RI. For costs and complete details of the coverage, call or write the company.
MetLife® is a registered trademark of Metropolitan Life Insurance Company, New York, NY. MetLife Services and Solutions, LLC, MetLife Legal Plans, Inc., 1111 Superior Avenue, Suite 800, Cleveland, OH 44114.