Vision Insurance
Protect your family
MetLife’s Vision Provider Network
The MetLife Vision provider network includes thousands of professionally certified optometrists and ophthalmologists2 who offer comprehensive vision exams and ways to purchase glasses or contacts in office. You have the freedom to choose from both in and out-of-network vision providers. Out-of-network costs are usually higher when visiting providers not in-network.
Davis Vision by MetLife
David
Superior Vision by MetLife
Coverage3
Vision PPO Plan
Our PPO plan offers lower
VisionAccess
A discount vision care program focused on savings for eye exams, glasses and frames, and laser vision correction.
Cover
Selection
According
Network
MetLife Vision can help you and your family see well, stay healthy, and save.1
Save on routine eye exams
MetLife VisionAccess is a discount program available to employees of participating groups.
- Amazing discounts on eye exams, eyewear such as glasses and contact lenses, and laser vision correction services7
- Thousands of participating vision providers, conveniently located
- Coverage for the whole family
- No enrollment or claim forms needed
Ask your Employer about Vision Access
What type of information are you looking for?
Get Annual Eye Exams
Annual eye exams help protect your vision
Need Help?
Ready to protect you and your family’s vision health? With lower out-of-pocket costs and an expansive network of providers, it’s never been easier.
Vision Insurance
Why MetLife
150 years of expertise
Collaborate with our experts to help you explore options and recommend the right benefits at the right price.
Unmatched Value
From set-up to enrollment and ongoing service through claims, our dedicated service teams are with you and your clients every step of the way.
Insurance for every stage
MetLife's insights and expertise provide a wide range of benefit solutions. From health and auto, to legal, life and so much more.
Vision Insurance FAQ's
Do my dependents have to visit the same provider that I select?
No. You and your dependents each have the freedom to choose any provider.
Would I be able to get an eye examination from one provider and my glasses or contact lenses from another?
Yes. You will need to check with your provider to see what their policy is for filling another provider’s prescription. However, your plan only covers glasses or contact lenses once per frequency, so check with your employer for details.
Do I need an ID card in order to use MetLife Vision benefits or discounts?
No. You do not need an ID card in order to get services through this vision plan.
Do I need to file a claim?
If you visit an out-of-network provider, you are responsible for paying the provider in full for the services and eyewear received at the time of your appointment, including taxes. Then you must submit a completed MetLife Vision claim form and itemized receipt to the appropriate address:
For Davis Vision by MetLife OR Superior Vision by MetLife:
MetLife Vision Claims
PO Box 967
Rancho Cordova, CA 95741
For MetLife PPO Vision:
MetLife Vision Claims
PO Box 385018
Birmingham, AL 35238-5018
Who can I contact with questions or for help in locating a participating provider?
For Davis Vision by MetLife or Superior Vision by MetLife call 833-EYE-LIFE (833-393-5433). Available Monday through Friday 8AM – 9PM ET and Saturday 9AM – 4PM ET. IVR available 24/7.
For the MetLife Vision PPO plan you can call 24/7 at 1-855-MET-EYE1 (1-855-638-3931). Available Monday through Saturday 9AM - 8PM ET. IVR available 24/7.
NEXT STEPS
Contact your employer for more information.
1 Savings from enrolling in a MetLife vision benefits plan will depend on various factors including, the cost of the plan, how often participants visit an eye-care professional and the cost of services and eyewear received.
2 Certain providers may participate with MetLife through an agreement that MetLife has with a vendor. Providers available through a vendor are subject to the vendor’s credentialing process and requirements, not MetLife’s. If you should have any questions, contact MetLife Customer Service.
3 Laser vision correction services administered by QualSight, LLC.
4 Hearing services administered by Your Hearing Network.
5 Please see Superior Vision by MetLife's provider directory for a full list of participating providers.
6 When you visit an out-of-network provider, you are responsible for any copay amounts and a portion of the costs for these services. You will typically pay for the full cost of the treatment at the time of service, then submit a claim form for reimbursement from MetLife.
7 Custom LASIK coverage only available using wavefront technology with the microkeratome surgical device. Other LASIK procedures may be performed at an additional cost to the member. Additional savings on laser vision care is only available at participating locations.
8 Population Health Management, The role of comprehensive eye exams in the early detection of diabetes and other chronic diseases in an employed population, https://pubmed.ncbi.nlm.nih.gov/20465530/, accessed August 2021.
MetLife Vision benefits are underwritten by Metropolitan Life Insurance Company, New York, NY. Certain claims and network administration services are provided through Davis Vision, Inc. (“Davis Vision”), a New York corporation. Davis Vision is part of the MetLife family of companies.
MetLife Vision benefits are underwritten by Metropolitan Life Insurance Company, New York, NY. Certain claims and network administration services are provided through Superior Vision Services, Inc. (“Superior Vision”), a Delaware corporation. Superior Vision is part of the MetLife family of companies.
Vision insurance is issued by Metropolitan Life Insurance Company, New York, NY. Certain claim and network administration services are provided through Vision Service Plan (VSP), Rancho Cordova, CA. VSP is not affiliated with Metropolitan Life Insurance Company or its affiliates.
MetLife VisionAccess is a discount program and not an insured benefit. The program is available at no charge regardless of enrollment in other MetLife benefits. Participation in the vision discount program is not contingent on the purchase of a MetLife product. It is provided through Vision Service Plan (VSP), Rancho Cordova, CA. VSP is not affiliated with MetLife or its affiliates.