How it Works

Your MetLife dental benefits plan is designed to help you save on your out-of-pocket costs.

MetLife’s Preferred Dentist Program is a preferred provider organization that provides benefits or coverage for a range of services. Participating (in-network) dentists have agreed to accept reduced fees as payment in full for covered and non-covered services1. This means your out-of-pocket costs are typically 15-45% less than average charges in the same neighborhood by dentists not participating in the network1.

Dentist Network

You can visit any dentist. But remember that your out-of-pocket costs may be higher if your dentist is not in our network because reduced fees will not have been negotiated.

Taking a closer look at your dental benefits plan can help you use your benefits more effectively. It will be helpful to have your current Dental Plan Benefits Summary on hand when reviewing the examples.

1 Savings from enrolling in a dental benefits plan will depend on various factors, including the cost of the plan, how often participants visit the dentist and the cost of services rendered. Negotiated fees on non-covered services may not apply in all states.