Terms Conditions of Use and other

Terms of Use for Oral Health Library Website
("Terms of Use")
To all users of this website:

Definitions. For purposes of these Terms of Use:

  • "MetLife" means Metropolitan Life Insurance Company.
  • "Website" includes this and any MetLife websites linked to it, but does not include any non-MetLife websites (even if linked to or framed by this website).

Authorized access and use only.

Only those Associates and other individuals authorized by MetLife, its affiliates, and/or by MetLife Institutional Business are permitted to access and use this website. Users must maintain in strictest confidence and not improperly use or disclose any private or other confidential information of MetLife, or its affiliates, any MetLife customer or any other person. MetLife and its affiliates are not liable for any loss arising out of any unauthorized access to or use of this website by any person.

Copyright, trademarks, service marks.

Metropolitan Life Insurance Company is the owner of all intellectual property rights in and to the content contained on this website. METLIFE®, METLIFE ONLINE®, LIFE ADVICE®, have you met life today?® and other trademarks and service marks of Metropolitan Life Insurance Company, or its subsidiaries or affiliates that may be referred to on this website are the property of Metropolitan Life Insurance Company or one of its subsidiaries or affiliates. Other parties' trademarks and services marks that may be referred to are the property of their respective owners. Nothing on this website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any copyright, trademark or other intellectual property without our written permission. The name of MetLife, Inc., Metropolitan Life Insurance Company, MetLife or our logo (nor those of our affiliates) may not be used in any way, including in advertising or publicity pertaining to distribution of materials on this website, without prior written permission. You are not authorized to use our logo as a hyperlink to this website unless you obtain our written permission in advance.

Website materials are not advice.

The materials on this website are not a substitute for obtaining legal, tax, or other professional advice from your advisors. By making this website available to you, neither MetLife nor its affiliates are engaged in rendering any such professional advice.

Links to other websites.


MetLife has agreed with certain institutional business customers to provide their and other authorized individuals with access to websites of third party vendors or providers of information ("Vendor websites"). For this purpose MetLife has entered into agreements with certain third party vendors in regard to such Vendor websites. Vendor websites generally provide information about, or make available financial, insurance, or similar products and services. Any links from this website to Vendor websites and any framing of Vendor websites by MetLife are provided for the convenience of the users of this website. However, the contents of such Vendor websites are under the control of third parties and MetLife does not sponsor or operate those websites, nor is MetLife affiliated with the owners of those websites, nor does MetLife sponsor, insure or produce any of the non-MetLife products or services referred to on such Vendor websites.

Links from this website to third party websites, other than Vendor websites, are provided solely for the convenience of the users of this website. The contents of any such websites are under the control of third parties, and MetLife does not have any association whatsoever with such websites or with the third parties for purposes of such websites, unless expressly stated.

MetLife reserves the right to terminate a link to any website at any time.


MetLife uses no encryption (data scrambling) on certain portions of our website, and up to 128-bit encryption on other portions. Any security measures provided on this website by MetLife, for example, those to help protect privacy or for other purposes, are for use of this website and not for use of other websites even if linked to or framed by this website. In addition, the types of security measures may vary from one part of this website to another.

MetLife cannot protect all electronic mail correspondence (e-mail) sent to or from MetLife in connection with this website. In addition, your Internet service provider, or other parties, may have their own security policies and procedures respecting (a) e-mail delivered on or through their e-mail systems; and/or, (b) other matters which impact your use of this website. You should contact MetLife customer service if you have questions about security on this website. You may also want to contact your employer, internet service provider or other appropriate parties if you have questions about their security practices.

Availability of benefits products.

This website contains information about MetLife insurance and other MetLife products, as well as those of its affiliates, and/or about your benefits. This information pertains only to the United States, unless expressly stated. Not all insurance and benefits are available in all states.

Copying and linking to this website.

The content of this website is copyrighted and protected by U.S. and worldwide copyright laws and treaty provisions. In addition, this content is protected by trademark laws, the laws of privacy and publicity, and communication regulations and statutes. You are not authorized to post on or transmit to or from this website any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material, or any other content that could give rise to any civil or criminal liability under the law. You may copy information contained in this website as expressly provided for on the website and for your personal use only, but you may not reproduce or distribute the text or graphics to others or substantially copy the information. If you are a MetLife customer and wish to link your website to this website, please contact your MetLife representatives for instructions.

Applicable terms and conditions.

You are authorized to use this website only in accordance with: (a) the terms and conditions of these Terms of Use, (b) all other applicable legal notices from MetLife, (c) any applicable authorizations, agreements, and applications provided by MetLife, and, (d) all applicable laws. Such laws may include, but are not limited to, those relating to electronic signatures, records and transactions, privacy and confidentiality, discrimination, insurance, and the Associate Retirement Income Security Act of 1974, as amended (ERISA).

Other applicable legal notices are located on the MetLife Online website at https://www.metlife.com/legal however, that if there is any conflict, the present Terms of Use are controlling for this website only. Within this website there may be legal notices on a web page which are intended to specifically apply to an affiliate of Metropolitan Life Insurance Company ("Affiliate Legal Notice"). In the event of any conflict with these Terms of Use, such Affiliate Legal Notice is controlling.

Transfer of personal information.

If you reside outside the United States and access to MyBenefits is made available to you, you are consenting to the transfer of your personal information to the United States when using this website.

Benefit plan documents, insurance policies and certificates.

The content of this website is provided for your information and convenience. If you are covered or become covered for benefits, the terms and conditions of your coverage are determined by the applicable benefit plan documents and/or MetLife insurance policy, contract, certificate, or other MetLife documents. In the event of any conflict with the content of this website, the applicable benefit plan or MetLife documents shall be controlling. You can obtain copies or instructions on how to obtain copies of those documents from MetLife or your employer.

Other channels or sources.

The content and functions available on this website may also be available through other channels or sources. If you want more information about this you may contact MetLife Customer Service at 1-877-9METWEB (1-877-963-8932) or you may contact your or review applicable benefit plan or insurance documents.


UNDER NO CIRCUMSTANCES SHALL METLIFE OR ITS AFFILIATES BE LIABLE FOR ANY DIRECT OR INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES THAT MAY ARISE FROM YOUR USE OF, OR INABILITY TO USE, THIS WEBSITE. Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages. In such jurisdictions, the liability of MetLife and its affiliates is limited to the greatest extent permitted by law.


Some information on the website may not be up to date.

Some information on this website may not be up to date. If you have questions about how current the information is or about specific information on the website, please call your employer or call MetLife Customer Service at 1-877-9MetWeb (1-877-963-8932). Metropolitan Life Insurance Company, NAIC Company Code Number 65978, is licensed to do business in all fifty states, the District of Columbia, Puerto Rico, and the Virgin Islands. Metropolitan Life Insurance Company is a domiciliary of, and has its principal place of business in the State of New York.

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