Retirement Optimism and Expectations Impacted by Future Uncertainty

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¹ 2025 Retirement Confidence Survey, Employee Benefit Research Institute & Greenwald Research
²MetLife’s 2025 Employee Benefit Trends Study

MetLife’s Retirement & Income Solutions division, the company’s institutional retirement business, issues products through Metropolitan Life Insurance Company (MLIC) and Metropolitan Tower Life Insurance Company (MTL), two wholly owned subsidiaries of MetLife, Inc. Retirement & Income Solutions issues products for transferred pension liabilities, stable value, institutional income annuities, benefits funding and structured settlements.

All guarantees are subject to the financial strength and claims-paying ability of the issuing MetLife company.