MetLife Retirement & Income Solutions

Pension Risk Transfer Estimator Tool

One of the steps to pension de-risking is understanding the costs involved in an annuity buy-out. Use this tool to estimate the potential cost of transferring your pension risk. Remember, we are here to guide you on your journey; please contact us with any questions.


Select all the options below to receive an estimate for transferring your pension risk.
A pension plan like yours might transact at between
Where PBO is measured using Pri-2012 mortality table with MP-2021 improvement scale and the FTSE* Pension Discount Curve as of 05/31/2024. Actual quotes may fall outside this range for reasons such as unique plan features, pension plan mortality experience data or market environment.

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*FTSE is a registered trademark of  London Stock Exchange Group Holdings Limited.

The Pension Risk Transfer Estimator Tool is intended for high-level retiree-only quotes and is for illustrative purposes only. Actual quote may vary based on a variety of factors, including, but not limited to, mortality experience, interest rates, plan design, participant characteristics, market environment changes, and regulatory requirements.  

The Pension Risk Transfer Estimator Tool is provided with the understanding that MetLife is not rendering legal, accounting, investment advice or tax advice. You should consult with appropriate counsel or other advisors on all matters pertaining to legal, tax, investment or accounting obligations and requirements, and when determining whether a pension risk transfer is the right choice for your plan. The quote is given as of the date indicated and does not intend to give information as of any other date. MetLife has no obligation to update any quotes.  

The Pension Risk Transfer Estimator Tool is intended for use by pension plan sponsors and their advisors only.  

MetLife’s Retirement & Income Solutions division, the company’s institutional retirement business, issues products through Metropolitan Life Insurance Company and Metropolitan Tower Life Insurance Company, two wholly owned subsidiaries of MetLife, Inc.  Retirement & Income Solutions issues products for transferred pension liabilities, stable value, institutional income annuities, benefits funding and structured settlements. Like most group annuity contracts, MetLife group annuities contain certain limitations, exclusions and terms for keeping them in force. Ask a MetLife representative for costs and complete details.