Skip directly to content

Company Ratings

MetLife, Inc. and Subsidiaries

MetLife, Inc. and its subsidiaries have obtained financial strength and/or credit ratings from various rating agencies. Insurer financial strength ratings represent the opinions of rating agencies regarding the ability of an insurance company to pay obligations under insurance policies and contracts in accordance with their terms, and are not evaluations directed toward the protection of investors in MetLife, Inc.’s securities. Credit ratings are opinions of each agency with respect to specific securities and contractual financial obligations and the issuer’s ability and willingness to meet those obligations when due. Neither insurer financial strength nor credit ratings are statements of fact nor are they recommendations to purchase, hold or sell any security, contract or policy. Each rating should be evaluated independently of any other rating. The following charts include ratings for certain companies in the MetLife enterprise. For more information about a particular rating, or information about ratings of other MetLife companies which are not set forth below, please visit the website of the relevant rating agency.

Ratings are current. Ratings last required modification April 3, 2014.

Insurer Financial Strength Ratings

 
A.M. Best Company
Fitch Ratings
Moody's Investors Service
Standard & Poor's
American Life Insurance Company Not Rated Not Rated A1 AA-
MetLife Alico Life Insurance KK (MetLife Alico Japan)* Not Rated Not Rated Not Rated AA-
First MetLife Investors Insurance Company  A+  Not Rated Not Rated AA-
General American Life Insurance Company  A+ AA- Aa3 AA-
MetLife Insurance Company of Connecticut  A+ AA- Aa3 AA-
MetLife Investors Insurance Company  A+ AA- Aa3 AA-
MetLife Investors USA Insurance Company A+ AA- Aa3 AA-
Metropolitan Life Insurance Company A+ AA- Aa3 AA-
New England Life Insurance Company  A+ AA- Aa3 AA-


*  Negative outlook by Standard & Poor's.

Please see below for more information on insurer financial strength rating categories.

Credit Ratings

A.M. Best Company
Fitch Ratings
Moody's Investors Service
Standard & Poor's
General American Life Insurance Company Surplus Notes a Not Rated A2 A
MetLife Capital Trust IV & X Trust Securities bbb BBB Baa2 BBB
MetLife Funding, Inc. Commercial Paper AMB-1+ F1+ P-1 A-1+
MetLife, Inc. Commercial Paper AMB-1  F1  P-2 A-2
MetLife, Inc. Senior Unsecured Debt a-  A-  A3 A-
MetLife, Inc. Subordinated Debt bbb+  Not Rated Baa1  Not Rated
MetLife, Inc. Junior Subordinated Debt bbb BBB Baa2 BBB
MetLife, Inc. Preferred Stock bbb BBB Baa2 BBB
MetLife, Inc. Noncumulative Perpetual Preferred Stock bbb BBB Baa2 BBB-
Metropolitan Life Insurance Company Surplus Notes a A A2 A

Please see the websites of the applicable rating agencies for more information on credit rating categories.

Insurer Financial Strength Rating Categories

The rating categories in any given rank are not equivalent to one another. Please see the websites of the applicable rating agencies for more information on insurer financial strength rating categories.

Rank
A.M. Best
Fitch
Moody's
Standard & Poor's
1 A++ = Superior AAA = Exceptionally Strong Aaa = Highest Quality AAA = Extremely Strong
2 A+ = Superior AA+ = Very Strong Aa1 = High Quality AA+ = Very Strong
3 A = Excellent AA = Very Strong Aa2 = High Quality AA = Very Strong
4 A- = Excellent AA- = Very Strong Aa3 = High Quality AA- = Very Strong
5 B++ = Good A+ = Strong A1 = Upper Medium A+ = Strong
6 B+ = Good A = Strong A2 = Upper Medium A = Strong
7 B = Fair A- = Strong A3 = Upper Medium A- = Strong
8 B- = Fair BBB+ = Good Baa1 = Medium BBB+ = Good
9 C++ = Marginal BBB = Good Baa2 = Medium BBB = Good
10 C+ = Marginal BBB- = Good Baa3 = Medium BBB- = Good
11 C = Weak BB+ = Moderately Weak Ba1 = Speculative with substantial credit risk BB+ = Marginal
12 C- = Weak BB = Moderately Weak Ba2 = Speculative with substantial credit risk BB = Marginal
13 D = Poor BB- = Moderately Weak Ba3 = Speculative with substantial credit risk BB- = Marginal
14 E = Under Regulatory Supervision B+ = Weak B1 = Speculative with high credit risk B+ = Weak
15 F = In Liquidation B = Weak B2 = Speculative with high credit risk B = Weak
16 S = Suspended B- = Weak B3 = Speculative with high credit risk B- = Weak
17

 

CCC = Very Weak Caa1 = Speculative with very high credit risk CCC+ = Very Weak
18

 

CC = Extremely Weak Caa2 = Speculative with very high credit risk CCC = Very Weak
19

 

C = Distressed Caa3 = Speculative with very high credit risk CCC- = Very Weak
20

 

 

Ca = Highly Speculative CC = Extremely Weak
21

 

 

C = Lowest Rated SD or D = Selective Default or Default
22

 

 

 

R = Under Regulatory Supervision


 
 
 
 
 

When I enter a phone number in the space provided above, I consent to receive phone calls to the phone number I provided, including calls to my wireless phone. I consent to have these calls generated using an automated technology from the MetLife family of companies, or vendors on MetLife's behalf, and that voicemails may be pre-recorded messages. My consent is not required to make a purchase.

Copyright 2003-14 Metropolitan Life Insurance Company NY, NY - All Rights Reserved.
PEANUTS © 2014 Peanuts Worldwide LLC
L0112230013[exp0214][All States][DC]