Massachusetts
Massachusetts Paid Family & Medical Leave (MA PFML)
Massachusetts Paid Family & Medical Leave (MA PFML)
The Massachusetts Paid Family and Medical Leave (MA PFML) plan began on January 1, 2021. Wage replacement benefits are payable to MA workers for medical leave (PML) if they are unable to work due to injury or illness, including pregnancy and childbirth or for paid family leave (PFL) to bond with a new child, to address a military exigence with extended time available for military family care. And, as of July 1, 2021, workers were able to receive benefits to care for a seriously ill family member.
Coverage Options: Employers can participate in the state-run program, or they can self-insure or fully insure a private plan. MetLife provides fully insured and self-insured coverage options.
Job Protection: The MA PFML coverage is job protected. When applicable, a worker should request leave under the federal Family and Medical Leave Act (FMLA) concurrently.
Benefits:
- 12 weeks for family leave
- 20 weeks for own serious health condition
- 26 weeks for caring for a covered service member
- No more than 26 weeks total/year for combined family and medical leave
- Maximum weekly benefit: $1,084.31
Contributions:
Contributions for the state program are 0.68%, up to a state maximum based on the social security wage index and can be a combination of payroll deductions and employer contributions.
- Paid Family Leave: Contributions can be 100% employee-paid
- Medical Leave: Contributions can be split between the employee (40%) and the employer (60%). Employers with 25 or fewer covered employees, are exempt from paying the employer share of the PML contribution.
- Private plan rates may be different, however the employee contributions are capped at the same level as the state’s program.
As of October 1, 2022
What is Paid Family & Medical Leave?
Like most group insurance policies, insurance policies offered by MetLife contain certain exclusions, exceptions, waiting periods, reductions, limitations, and terms for keeping them in force. Ask your MetLife group representative for costs and complete details.
The information presented on this website is not legal advice and should not be relied upon or construed as legal advice. It is not permissible for MetLife or its employees or agents to give legal advice. The information on this website is for general informational purposes only and does not purport to be complete or to cover every situation. You must consult with your own legal advisors to determine how the specific state’s Paid Family and Medical/Disability Leave law(s) will affect you.