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Apple employees now have access to valuable legal coverage through MetLife Legal Plans. You can choose between a Base Plan (which covers you and your dependents) and Plus Parents Plan (covering you, your dependents, and up to 8 parents or grandparents).
Life has changed, but the need to protect and provide for loved ones has not.
| MetLife Pet Insurance |
AKC Pet Insurance |
|
|---|---|---|
| Wellness and Preventative Care |
Yes (optional add-on coverage) |
Yes (optional add-on coverage) |
| Prescriptions |
Yes |
Yes |
| Holistic/Alternative Therapy |
Yes |
Yes (exclusions apply) |
| Dental Care |
Yes (optional add-on coverage) |
Yes (optional add-on coverage) |
| 24/7 Telehealth Access | Yes2 |
Yes |
| Cancer Coverage | Yes |
Yes |
| Euthanasia | Yes |
Yes |
| Cremation | Yes |
Yes (optional add-on coverage) |
| Grief Counseling | Yes3 |
No |
| Boarding |
Yes |
No |
| Spaying and Neutering | Yes (optional add-on coverage) |
Yes (optional add-on coverage) |
| Family Plan (Multiple Pets on a Single Policy) | Yes4 |
No |
| Includes All Ages and Breeds | Yes |
No |
| No Per-Incident Limits |
Yes |
Yes (may choose a basic plan version that includes limits) |
| Reimbursement | Flexible (50% – 90%)5 |
Flexible (70%, 80%, or 90%) |
| Average Deductible | Flexible ($0 – $2,500)6 |
Flexible ($100 – $1,000) |
| 0-Day Accident Waiting Period | Yes7 |
No |
| Illness Waiting Period | 14 days 7 |
14 days (exclusions apply) |
| Deductible Savings | Yes8 |
No |
| Days to Reimburse | Up to 30 days (80% of claims reimbursed within 10 days) |
Up to 30 days (most within 3 days) |
| Days to Submit Claim | 90 |
180 |
| NerdWallet Rating9 | 5 stars |
4.5 stars |
| NerdWallet Callout9 | "Customizable plans for dogs, cats and even other animals in some states.”9 | "AKC offers lots of ways to customize your coverage, but its basic plan lacks benefits many other companies include."9 |
| Currently Pregnant |
Decline | |
| Not currently pregnant, with past history of C-section | Cell 1 | |
| Cell 2 |
Taking small business to the next level, together
For the last eight years, MetLife and the Chamber of Commerce have published the Small Business Index – one of the most definitive data sets available on small businesses. Released quarterly, it analyzes the trends, expectations, and sentiment shaping their decisions, underscores our commitment to helping them succeed.
Ready to offer this plan for your employees? Request a proposal
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Similar to health insurance for you and your family, pet insurance is coverage for dogs and cats that can help you be prepared for unexpected vet costs. With MetLife Pet Insurance,1 you may be able to cover2 up to 100% on the veterinary care expenses from any licensed veterinarian, specialist or emergency clinic across the U.S.
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