New York Disability Benefit Law (NY DBL) and Paid Family Leave (NY PFL)

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New York Disability Benefit Law (NY DBL) and Paid Family Leave (NY PFL)

New York Disability Benefit Law (NY DBL) and Paid Family Leave (NY PFL)

The New York state program provides short-term disability benefits through the Disability Benefit Law (DBL) and Paid Family Leave (PFL) wage replacement benefits to eligible employees who need time off from work for qualifying reasons. Employees may be eligible for DBL if they are unable to work due to a non-work-related injury or illness, during pregnancy and/or childbirth. Employees may be eligible for PFL to bond with a new child, care for a sick family member, which could include organ donation, and address a qualifying military exigency.

Coverage Options:  MetLife provides fully insured and self-insured coverage options.  In most cases, NY PFL is a rider on the fully insured NY DBL policies.

Job Protection: NY PFL is job protected and NY DBL is not job protected. However, job protection may be provided through other laws such as the federal Family and Medical Leave Act (FMLA).


A total of 26 weeks is available under NY DBL and NY PFL combined in a 52-week lookback period.

  • DBL: 26 weeks; employees may receive 50% of their weekly wages with a maximum benefit of $170/week
  • PFL 2021: 12 weeks; 67% of weekly pay up to $971.61/week


  • DBL
    Employee contribution (payroll deduction) of 0.5% of taxable wages up to a maximum of $0.60/week. Employer funds balance of plan cost
  • PFL
    Employee contribution (payroll deduction): 100% employee-paid at 0.511% of first $75,408.84 of pay up to a maximum of $385.34

As of January 1, 2021

What is Paid Family & Medical Leave?


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NY PFL Brochure View
NY PFL Employer FAQs View
NY PFL Employee FAQs View
NY PFL 2021 Plan Newsletter View
NY PFL 2021 Rate Information Brainshark View
PFML Webinar: MA, CT and NY View
NY DBL Website Visit
NY PFL Website Visit

Like most group insurance policies, insurance policies offered by MetLife contain certain exclusions, exceptions, waiting periods, reductions, limitations, and terms for keeping them in force.  Ask your MetLife group representative for costs and complete details.

The information presented on this website is not legal advice and should not be relied upon or construed as legal advice. It is not permissible for MetLife or its employees or agents to give legal advice. The information on this website is for general informational purposes only and does not purport to be complete or to cover every situation. You must consult with your own legal advisors to determine how the specific state’s Paid Family and Medical/Disability Leave law(s) will affect you.