Hawaii Temporary Disability Insurance (HI TDI)

Hawaii Temporary Disability Insurance (HI TDI)

The Hawaii Temporary Disability Insurance (TDI) requires employers to provide partial wage replacement insurance to their eligible workers for a non-work-related injury or sickness, including pregnancy. This means that if a worker is unable to work because of an off-the-job injury or sickness and the worker meets the qualifying conditions of the law, the disabled worker will be paid Disability or sick leave benefits to partially replace the wages lost.

Coverage Options: MetLife provides fully insured temporary disability coverage.

Job Protection: The HI TDI program does not provide job protection, only monetary benefits. However, job protection may be provided through other federal or state laws such as the federal Family and Medical Leave Act (FMLA) or the Hawaii Family Leave Law (HI FLL).

Benefits: Up to 26 weeks with a maximum benefit of $798/week.

Contributions: The employer may pay for the entire cost of providing TDI coverage, or the employer may share the cost equally with the employees eligible for coverage. The employee’s contribution cannot exceed 0.5% of the employee’s weekly wages or $6.87 per week. The maximum weekly deduction based on the state’s base wage of $1,374.78.

As of March 13, 2024

What is Paid Family & Medical Leave?


HI TDI Statutory Leave Benefit Guide View
HI TDI Employer FAQs View

Hawaii State Website

The information presented in this brochure is not legal advice and should not be relied upon or construed as legal advice. It is not permissible for MetLife or its employees or agents to give legal advice. The information in this brochure is for general informational purposes only and does not purport to be complete or to cover every situation. You must consult with your own legal advisors to determine how these laws will affect you. Like most insurance policies, insurance policies offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations, and terms for keeping them in force. Please contact MetLife or your plan administrator for complete details. Further, the information in this brochure does not reflect MetLife’s or any particular employer’s internal policies or the benefits available to its employees.  All employees, regardless of employer, should consult with their own HR, benefits manager, or visit their HR website for information on the benefits available to them.