Connecticut
Connecticut Paid Family & Medical Leave (CT PFML)
Connecticut Paid Family & Medical Leave (CT PFML)
The Connecticut Paid Family & Medical Leave Act (CT PFML) was enacted in June 2019 which gives the state authority to build a paid family and medical leave insurance program. On January 1, 2021, employee payroll contributions began and on January 1, 2022, benefits became payable. CT PFML will provide wage replacement benefits to eligible workers in the state of Connecticut who need time off from work for their own serious health condition, or medical leave (ML), and for Paid Family Leave (PFL). Workers may be eligible for ML if they are unable to work due to a non-work-related injury or illness, including pregnancy and childbirth.
Workers may be eligible for PFL to care for a seriously ill family member, to bond with a new child, serve as an organ or bone marrow donor, address a qualifying military exigency, or to address matters related to being a victim of family violence.
Coverage Options: Employers can participate in the state-run program or they can self-insure or fully insure a private plan. MetLife provides fully insured and self-insured coverage options.
Job Protection: The paid CT PFML coverage is not job-protected. Under federal and state family and medical leave laws, an eligible employee has a right to job-protected leave and the employer can decide by policy whether to pay the employee during that leave. When applicable, a worker should request leave under the state (CT FMLA) and federal Family and Medical Leave Act (FMLA).
Benefits: 12 weeks (extra 2 weeks for incapacitation during pregnancy) and/or 12 days if the leave is due to domestic violence. Currently the maximum weekly benefit is $900 (effective June 1, 2023). The maximum weekly benefit increases to $941.40 effective January 1, 2024.
Contributions: Employee contribution (payroll deduction) is 0.5% of the wage base of $168,600. The maximum employee contribution is $843.
Key Dates:
- January 1, 2024: Minimum wage increases to $15.69/hr which increased maximum weekly benefit to $941.40/week.
Employer compliance tips:
- The state requires that you upload your CT PFML Policy in your account on the website https://ctpaidleave.org.
- The Connecticut Paid Leave Program requires annual reporting of all private plans by May 1st of each year. MetLife will provide you with claim details to complete your reporting obligations.
As of January 4, 2024
What's new with CT PFML?
Check out this short video for more information.
What is Paid Family & Medical Leave?
The information presented in this brochure is not legal advice and should not be relied upon or construed as legal advice. It is not permissible for MetLife or its employees or agents to give legal advice. The information in this brochure is for general informational purposes only and does not purport to be complete or to cover every situation. You must consult with your own legal advisors to determine how these laws will affect you. Like most insurance policies, insurance policies offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations, and terms for keeping them in force. Please contact MetLife or your plan administrator for complete details. Further, the information in this brochure does not reflect MetLife’s or any particular employer’s internal policies or the benefits available to its employees. All employees, regardless of employer, should consult with their own HR, benefits manager, or visit their HR website for information on the benefits available to them.