METLIFE’S NEW TIERED SOLUTION RIDER PROVIDES AFFORDABLE PROTECTION AGAINST RISING COST OF LONG-TERM CARE

METLIFE’S NEW TIERED SOLUTION^SM RIDER PROVIDES AFFORDABLE PROTECTION AGAINST RISING COST OF LONG-TERM CARE

NEW YORK, March 11, 2010

As part of continuing efforts to help consumers find long-term care (LTC) insurance solutions that best meet their diverse needs, MetLife today announced that it has introducedTiered Solution^SM, a graded automatic inflation protection rider available with MetLife LTC LifeStage Advantage^SM.

“According to the MetLife Mature Market Institute, the average annual rate for a home health aide is $27,000 and the average annual semi-private nursing home rate is more than $72,000, and these costs will likely continue to climb,” said Jodi Anatole, vice president, Long Term Care Product Management for MetLife. “MetLife’s Tiered Solution rider is an innovative, more affordable alternative to traditional automatic compound inflation riders that helps address purchasers’ concerns over the likely rising cost of care.”

For example, when purchased before age 61, MetLife’s Tiered Solution rider automatically provides a 5% increase in the total benefit and the monthly benefit amount. Beginning at age 61, the total benefit and the monthly benefit amount increases by 3%. These increases are compounded annually up to age 76 with no rise in premium as a result of the benefit increases provided by this rider. This graduated approach provides consumers with a lower cost alternative to traditional automatic compound inflation riders.

Tiered Solution is currently available in 31 states.