Pet Insurance1

A pet is more than just a pet – they are an essential part of the family.

At MetLife Pet, we know a pet is more than just a pet – they’re an essential part of the family. Consider adding pet insurance for employees to your portfolio of benefits.

Pets Make an Impact at Home — and in the Workplace

Many of your employees may be adding furry friends to their family every year. Pets are like family, and your employees with pets likely want to care for them like they would any family member.

With MetLife Pet Insurance, you can help support your employees’ evolving needs by offering  pet insurance as a benefit. This may save them money and can help ease the financial stress of covered veterinary care for a sick or injured pet.

Pets are likely a priority in your employees' lives

53 %

of employees say their employer does not offer adequate pet benefits.1

52 %

of pet owners surveyed said they spend more money on their pets every year than they do on themselves9

62 %

would put their pet's health before their own2

Did You Know?

74% of people who live with pets consider pet insurance a must have or nice to have benefit.2

Why Pet Insurance?

Pets make help your family whole. Help make sure their unpredictable nature is covered for vet visits, illnesses, and more with Pet Insurance.

Help your employees ease the financial stress that comes with paying for their pets’ covered veterinary care, so that they can stay engaged and focused at work.

Here’s what makes our dog insurance and cat insurance different:

  • Unique features: Offers coverage of pre-existing conditions when switching providers.3 No initial exam or previous vet records to apply.
  • Competitive rates and discounts: Offers a wide range of discounts4, healthy pet incentive5, and is the only provider offering family plans.6
  • Flexibility: Provides various levels of coverage that fits your employees’ budgets and needs, including a wide range of reimbursement levels and Preventive Care Coverage for an additional cost.
  • Simple Setup: Integrated service and administration experience across other MetLife benefits.
  • Quality Service: Quick three-step enrollment and a hassle-free claims experience, with most claims processed within 10 days.7
  • Perks for pet parents: We offer a rewards program8 that complements our pet insurance plans and provides employees with access to discounts on pet care purchases at select businesses.


51% of employees rank pet insurance among the top benefits to impact their decision to take a new job.9

We want to hear from you.

Pet Insurance offered by MetLife Pet Insurance Solutions LLC is underwritten by Independence American Insurance Company (“IAIC”), a Delaware insurance company, headquartered at 485 Madison Avenue, NY, NY 10022, and Metropolitan General Insurance Company (“MetGen”), a Rhode Island insurance company, headquartered at 700 Quaker Lane, Warwick, RI 02886, in those states where MetGen’s policies are available. MetLife Pet Insurance Solutions LLC is the policy administrator authorized by IAIC and MetGen to offer and administer pet insurance policies. MetLife Pet Insurance Solutions LLC was previously known as PetFirst Healthcare, LLC and in some states continues to operate under that name pending approval of its application for a name change. The entity may operate under an alternate, assumed, and/or fictitious name in certain jurisdictions as approved, including MetLife Pet Insurance Services LLC (New York and Minnesota), MetLife Pet Insurance Solutions Agency LLC (Illinois), and such other alternate, assumed, or fictitious names approved by certain jurisdictions.

Application is subject to underwriting review and approval. Like most insurance policies, insurance policies issued by MetGen contain certain deductibles, co-insurance, exclusions, exceptions, reductions, limitations, and terms for keeping them in force. For costs, complete details of coverage and exclusions, and a listing of approved states, please contact MetLife Pet Insurance Solutions LLC.

1 CivicScience Data Collection

2 MetLife 2021 Employee Benefit Trends Study.

3 We do not cover all pre-existing conditions; just those conditions that had been covered by the previous provider.

4 When using multiple discounts, discounts cannot exceed 30%.

5 With the healthy pet incentive, your pet's deductible automatically decreases by $50 each policy year that you don't receive a claim reimbursement. May not be available in all states.

6 Based on a January 2021 review of publicly available summary information about competitors’ offerings. Competitors did not furnish copies of their policies for review. If you have questions about a particular competitor's policy or coverage, please contact them or their representative directly.

7 Approximately 80% of claims are processed within 10 days or less. MetLife Pet Insurance’s new Pet Parent Pulse Survey, 2021.

8 Not available in all states.

9 MetLife Pet Insurance’s new Pet Parent Pulse Survey, 2021.

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