MetLife Auto & Home® and Lyft, one of the nation’s leading transportation network companies, announced today that Lyft drivers in Colorado now have access to a unique auto insurance policy tailored specifically for Lyft drivers. MetLife’s Lyft endorsement differs from some products currently available to drivers in the marketplace that only cover part of the trip.

The growing use of ridesharing apps highlighted a need for a new kind of coverage for drivers who are not professionals. Transportation network companies do carry liability insurance covering their drivers, but the type of coverage and coverage limits can differ in stages of the service.

MetLife Auto & Home’s Lyft endorsement provides coverage for Lyft drivers engaged in activities related to providing Lyft services, and coverages including Bodily Injury Liability, Property Damage Liability, Medical Payments, and Physical Damage will apply up to the limits selected on the policy. The endorsement offers coverage for drivers and passengers at every stage of the trip: while the driver is waiting for a passenger request; is en route to pick up a passenger, and during the trip with the passenger. Premiums applicable to the endorsement will vary based on the mileage driven in the Lyft program.

“MetLife and Lyft recognized an opportunity in the insurance market for drivers and passengers who are part of the growing rideshare community,” said Jean Vernor, senior vice president, MetLife’s U.S. Direct business. “With this innovative product offering, MetLife is committed to helping consumers secure access to the products and services they need to protect themselves and their families, and is proud to partner with Lyft to make this unique product available to their drivers.”

As of January 27, 2015, Lyft drivers in Colorado can call MetLife Auto & Home at 1-855-782-8480 toll-free to inquire about a policy. Current MetLife auto policyholders in Colorado will be able to have their policy re-written with the Lyft endorsement as of that date.

“Innovation has been a hallmark of MetLife Auto & Home for many years,” said Kishore Ponnavolu, president, MetLife Auto & Home. “We were the first to include identity-theft resolution services in our policies, and for many years, we have included coverage to replace a new car without deduction for depreciation in its first year or 15,000 miles. This first-of-its-kind product will provide Coloradans who drive for Lyft a policy crafted specifically for their ridesharing needs.”

About MetLife 
The MetLife Auto & Home companies, subsidiaries of MetLife, Inc. (NYSE: MET), are collectively one of the nation’s leading personal lines property and casualty insurance providers, insuring over 3.8 million autos and homes. Their affiliate, MetLife, is a leading global provider of insurance, annuities and employee benefit programs. MetLife holds leading market positions in the United States, Japan, Latin America, Asia, Europe and the Middle East. For more information, visit

About Lyft 
Lyft is a mobile app that seamlessly connects passengers in need of a ride with nearby drivers. Simply download the app for iPhone or Android, then request a ride with the tap of a button. A friendly driver will pick you up at your location within minutes. All payment is handled through the app using your saved credit card. Safety is a top priority for Lyft, and we've implemented strict safety criteria to protect the community. Lyft launched in June 2012 and is now in more than 65 cities across the country.

Coverage, rates, and discounts are available to those who qualify.

MetLife Auto & Home and Lyft operate independently and are not responsible for each other’s financial obligations. Lyft is in no way responsible for the insurance provided through this program.

MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates, Warwick, RI.


David Hammarstrom