• Ramy Tadros to succeed Michel Khalaf as President of U.S. Business

• Marlene Debel to succeed Tadros as Chief Risk Officer 

• Graham Cox to succeed Debel as Head of Retirement & Income Solutions

MetLife, Inc. (NYSE: MET) today announced a series of changes to its senior leadership ranks in connection with its CEO transition, all of which are effective May 1, 2019. 

Executive Vice President and Chief Risk Officer Ramy Tadros will become president, U.S. Business. He will succeed Michel Khalaf, president, U.S. Business and EMEA, who becomes MetLife president and chief executive officer on May 1, 2019. Tadros will report to Khalaf and continue to serve on the company’s Executive Group. Dirk Ostjin, senior vice president and head of EMEA, will continue to oversee the EMEA business reporting to Khalaf.

Tadros joined MetLife in September 2017 from Oliver Wyman, where he was a partner, global head of Insurance, and member of the firm’s operating committee. 

“Ramy is a seasoned executive with more than 20 years of experience advising global life and property and casualty insurers on strategy, product, distribution and financial topics,” said Steven A. Kandarian, chairman, president and chief executive officer of MetLife, Inc. “As chief risk officer, his leadership has been essential to elevating our risk function in support of MetLife’s transformation into a company that appropriately balances growth and risk while generating stable free cash flow.” 

“I am confident that Ramy’s vast knowledge of the industry and strategic skills will position the U.S. Business for future success,” Kandarian added. 

MetLife also announced today that Marlene Debel, currently executive vice president and head of Retirement & Income Solutions (RIS), will become MetLife’s Chief Risk Officer. She will report to Khalaf and join the company’s Executive Group. 

“Marlene has a proven track record of risk management,” said Khalaf. “As Treasurer, she was responsible for MetLife’s capital management and liquidity risk. As chief financial officer for the U.S. Business, she balanced risk and value creation to help the company grow responsibly. And as head of RIS, she led one of the strongest periods of growth for the business while working to ensure that MetLife delivers on the long-term promises we make to our customers.” 

Before joining MetLife in 2011, Debel was global head of Liquidity Risk Management and Rating Agency Relations at Bank of America. Prior to that, she was assistant treasurer of Merrill Lynch & Co. She spent 20 years in a number of leadership positions across global treasury at Merrill Lynch. 

MetLife also announced that Graham Cox, executive vice president in Global Risk Management (GRM), will succeed Debel as head of RIS and report to Tadros. Cox has extensive business and risk management experience and has held several leadership roles since joining MetLife as an actuary in 1995. He has overseen MetLife’s Group Life product portfolio and the Product & Operations unit of the former International Business. He has also served as Head of Western Europe.

“Graham’s leadership abilities, mix of pension and risk expertise, and customer focus make him the right choice for leading the responsible growth of RIS,” Khalaf said.

About MetLife

MetLife, Inc. (NYSE: MET), through its subsidiaries and affiliates (MetLife), is one of the world’s leading financial services companies, providing insurance, annuities, employee benefits and asset management to help its individual and institutional customers navigate their changing world. Founded in 1868, MetLife has operations in more than 40 countries and holds leading market positions in the United States, Japan, Latin America, Asia, Europe and the Middle East. For more information, visit

Forward-Looking Statements

This news release may contain or refer to forward-looking statements. Forward-looking statements give expectations or forecasts of the future using terms such as “anticipate,” “estimate,” “expect,” “project,” “intend,” “plan,” “believe,” “will,” and other terms tied to future periods. Results could differ materially from those expressed or implied in the forward-looking statements. Forward-looking statements are based on assumptions and expectations. They involve risks and uncertainties, including the “Risk Factors” MetLife, Inc. describes in its U.S. Securities and Exchange Commission filings. The company has no obligation to correct or update any forward-looking statement. Parts of this news release may include additional information on forward-looking statements.


For Media: Randy Clerihue
For Investors: John Hall