Stay in the network and save!
When you visit a general dentist or a specialist who is in the network, your out-of-pocket costs are usually lower. That’s because participating dentists have agreed to accept negotiated fees that are usually 30-45% less than the average charges in the same community.1 Lower fees can help you cut your final costs and stretch your annual maximums.
You can view your potential savings on in-network vs. out-of-network fees by using the Dental Procedure Tool 2 located on metlife.com/mybenefits. Take a look at the dental savings example below which shows you how much you could save by going to an in-network specialist.
Specialist average charge3 in the New York, NY area for an implant specialty service is $1,700 – $2,100.
|MetLife Negotiated Fee||$1,459||NA|
(based on 50% coinsurance amount for this type of service)
|$729.50||$850 – $1,050|
|Your Out-of-Pocket Cost5||$729.50||$850 – $1,050|