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Dental

More ways for you to save. More reasons for you to smile.
Protection for a healthier smile and lower costs

Choosing MetLife as your insurer can help you save in ways you’ve never imagined.

It’s more than discounted fees. You’ll see it in the way we manage claims and the dentists selected to be in our network.It’s your solution for a healthier smile and lower costs.

Savings and convenience

  • You save an average of 36% on dental charges.2
  • More than 397,000 participating dentists are part of our network – and participating dentists can’t charge more than the negotiated fee for covered services.3
  • Our network of carefully selected dentists and our claims process help protect you against inappropriate costs and care.1

Service and support whenever you need it

  • Dentists usually handle claims for you, so there’s less paperwork for you — it’s also easy to manage your plan 24/7 by phone or online.
  • Resources to look up the average cost for a service in your area and read up to date articles on oral health.4
  • Traveling abroad and have a dental emergency? We’re here to help you find a local dentist.5
  • Once you’re enrolled, you can download our mobile app6 to find a dentist, view your ID card, get claim updates and more.

Not all networks are created equal

Some insurers say theirs is the biggest — but then the discounts aren’t that great or participating dentists bill you for unnecessary services. Read our Shopping Guide below to help you spot the best deal.

Learn more about MetLife's plan today. Call us at 888-309-5526.

Metlife Plan Chart

*Platinum plan is available in CA, FL, NJ, NY, and TX only. 
NOTE: This plan may not be offered by all employers.

 

Shopping Guide
Is your dentist in the network? Collapsed Expanded
  • You get more savings from your dental plan when you go to a participating dentist.1
  • Go here to see if your dentist is in our network.
How much do people save on average through the network? Collapsed Expanded
  • Most likely, you are interested in a dental plan because it can help you save. That’s why it’s important to know the average discount.1
  • MetLife’s average discount on dental charges is 36%.2
Do they monitor claims to help protect you against unnecessary care and costs? Collapsed Expanded
  • Being billed more than you should or charged for services you should never have received can cut into your savings.
  • To help protect you financially and promote better oral health, we look carefully at charges and treatments performed. 
Do they support dentists with educational materials that promote better practices? Collapsed Expanded
  • The more current dentists are on treatments and safety precautions, the better your care.
  • Dentists get access to materials and courses at no additional cost through www.MetDental.com.

   Useful Documents

PDF

Within 30 days of the group plan's effective date, a Continuing Ortho Request Form must be submitted to MetLife. See form (available via link above) for further details.

Download Documents (PDF-18 KB)
PDF

Within 30 days of the group plan's effective date, a Continuing Ortho Request Form must be submitted to MetLife. See form (available via link above) for further details.

Download Documents (PDF-18 KB)
PDF

For orthodontia services in progress as of the effective date of coverage, MetLife requires claim payment and treatment history in order for participants to receive benefits from MetLife for future services rendered.

Download Documents (PDF-303 KB)

Find a Dentist Near You

For Bronze, Silver or Gold Plans - Choose PDP Plus – MetLife's largest PPO network

For the Platinum Plan - Choose DHMO/Managed Care
NOTE: This plan may not be offered by all employers.

  • Find a Dentist: DHMO/Managed Care Network
  • Only available in CA, FL, TX, NY & NJ
  • Plan name: MetLife Platinum DHMO. A participating DHMO dentist must be selected prior to receiving services.
  • Be sure to check for providers in your ZIP code and verify they are accepting new patients via MetLife’s FIND A DENTIST tool.
  • Once your search is complete, close the window to return to the site.

1 Savings from enrolling in a dental benefits plan will depend on various factors, including plan design and premiums,how often participants visit the dentist and the cost of services rendered. Certain providers may participate with MetLife through an agreement that MetLife has with a vendor. Providers available through a vendor are subject to the vendor’s credentialing process and requirements, not MetLife’s. If you should have any questions, contact MetLife Customer Service.

2 Ruark Consulting Dental PPO Network Study, 2016 Edition.

3 Based on internal analysis by MetLife. Negotiated fees refers to the fees that in-network dentists have agreed to accept as payment in full for covered services, subject to any co-payments, deductibles, cost sharing and benefits maximums. Negotiated fees are subject to change.

4 The Dental Procedure Fee Tool application is provided by Verifpoint, an independent vendor. This tool does not provide the payment information used by MetLife when processing your claims. Prior to receiving services, pretreatment estimates through your dentist will provide the most accurate fee and payment information.

5 AXA Assistance USA, Inc. provides dental referral services only. AXA Assistance is not affiliated with MetLife, and the services and benefits they provide are separate and apart from the insurance provided by MetLife. Referral services are not available in all locations.

6 To use the MetLife mobile app, employees can choose to register at metlife.com/mybenefits from a computer or directly through the app. Certain features of the MetLife Mobile App are not available for all MetLife Dental Plans.

The metallic names of the group plans offered have no connection to similar terms used to describe benefit offerings in any public state exchange or the federal health insurance marketplace.

Group dental insurance policies featuring the MetLife Preferred Dentist Program are underwritten by Metropolitan Life Insurance Company, 200 Park Avenue, New York, NY 10166.

Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods, and terms for keeping them in force. Please contact MetLife for costs and complete details.