Vision

Compare plans and find out what you get with MetLife Vision.

What do I get with MetLife Vision?

In-Network Savings1

  • Enjoy deep in-network discounts on vision wear and services— the network also features a large selection of private practices, which usually charge less than retail locations.
  • Get additional savings on a second pair of glasses, non-prescription sunglasses, laser vision correction and more.
  • Cut your costs with coverage for a range of name brand lens options and customize your eyewear to meet your needs.

Service

  • Go to any licensed vision care specialist or choose from a large network of ophthalmologists, optometrists and opticians, including best-in-class retailers like Costco® Optical and Visionworks.
  • Participating vision care specialists handle claims for you, so there is less paperwork—plus, you can manage your plan 24/7 by phone or online.
  • Read the latest on vision conditions and services, picking the perfect frames and more — visit our Vision Health Library today

Vision

Flexibility with vision specialists

 Bronze Silver Gold
Any licensed specialist, no referral
Eye Exams

$0 Exam Copay (In Network)

$45 Allowance (Out-of-Network)

$20 Exam Copay (In Network)

$45 Allowance (Out-of-Network)

$10 Exam Copay (In Network)

$45 Allowance (Out-of-Network
Frames  

$130 Allowance (In Network)

$70 Costco, Walmart & Sam's Club

$200 Allowance (In Network)

$110 (Costco, Walmart & Sam’s Club)

$70 Allowance (Out-of-Network)

Contact Lenses

(Fit & Evaluation)

  

$20 Copay (In Network)

Not Covered (Out-of-Network)

$10 Copay (In Network)

Not Covered (Out-of-Network)

Contact Lenses

(Medically necessary)

  

$20 Copay (In Network);

$200 Allowance (Out-of-Network)

$10 Copay (In Network);

$200 Allowance (Out-of-Network)

        Contact Lenses

        (Elective)

  

$130 Allowance (In Network)

$70 Allowance (Out-of-Network)

$200 Allowance (In Network)

$70 Allowance (Out-of-Network)
Summary
  • Lowest Cost
  • Exam Only
  • Comprehensive coverage
  • Compared to Gold:

        * Lower premium

        * Higher out-of-pocket costs
  • Comprehensive coverage
  • Highest benefit level
  • Higher premium
  • Greater protection against out-of-pocket costs
I'm looking for… Bronze Silver Gold
Flexibility to go to any vision care specialist Yes Yes Yes
Coverage for my exam and basic in-network discounts on eyewear and lenses Yes Yes Yes
Comprehensive coverage for my exam and glasses/contacts   Yes Yes
In-network discounts on laser vision correction and non-prescription sunglasses2 Yes Yes Yes
A lower premium for comprehensive care   Yes  
The lowest out-of-pocket costs     Yes
Full coverage for shatter resistant lenses for your child or progressive lenses   Yes Yes

Plan Overview:

Network: PPO

Plan Type: Bronze, Silver and Gold

Deductible and annual maximum does not apply

  • Visit any licensed vision care specialist and receive benefits
  • Your vision dollars go further and you get more from your benefits when you stay in-network
  • You may have to pay a set copay for covered services
Find a Vision Care Specialist Near You

Locate a vision care professional in your area.

GO

1 Your actual savings by enrolling in the MetLife Vision Plan will depend on various factors, including plan premiums, number of visits by your family per year to an eye care professional and the cost of services and materials received.

2 Custom LASIK coverage only available using wavefront technology with the microkeratome surgical device. Other LASIK procedures may be performed at an additional cost to the member. Additional savings on laser vision care are only available at participating locations.

The metallic names of the group plans offered have no connection to similar terms used to describe benefit offerings in any public state exchange or the federal health insurance marketplace.

Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods, and terms for keeping them in force. Please contact MetLife for costs and complete details.

Vision insurance is provided by Metropolitan Life Insurance Company, New York, NY (MetLife). Certain claim and network administration services are provided through Vision Service Plan, Rancho Cordova, CA (VSP). VSP is not affiliated with MetLife or its affiliates.