Group Term Life Insurance

1. Go to MetLife Group Benefits

2. Click on “My Accounts” and then “Life Insurance” (If you don’t see the Life Insurance section go to the FAQ below)

3. Next to “Group Life Insurance” click on the grey “I want to” box.

4. From the “I want to” drop-down menu select “Enroll/Modify Life Coverage”.

5. Under “Step 1” answer the question Do you currently reside in the United States? Yes or No.

6. Confirm that your spouse/domestic partner and child/ren details are accurate if you plan to update or enroll them in coverage.

7. Click “Next”

8. On the following page select the coverage you want for each benefit. Note that you can enroll in Optional Life or GVUL but not both.

Hover over the “My Accounts” navigation button and select “Life Insurance” from the list that pops up. Go back to step 3 above.

While having life insurance provided by your employer is a great benefit, it’s possible that it may not be enough to adequately provide for your family. Additional life insurance can give your family greater financial security if you are no longer here to earn a paycheck.

During this special two week enrollment period you have the opportunity to apply for coverage with less medical questions than are typically required.

Any changes you make to Term Life will be effective on 11/1/2021. If you choose to switch your coverage form Term life to GVUL your changes may take effect later.

Yes, you may switch your current level of coverage from Term to GVUL or increase your coverage by 1x your eligible pay, up to the lesser of 5x your eligible pay or $1,000,000, without answering health questions. Please email glp_complaint@metlife.com. Include the following details in the email; full name, employee ID, confirmation you are looking to switch your current Group Term coverage to GVUL. An Enrollment Booklet will be emailed within 1-2 days which will allow you to change your coverage. You will have until October 15th to return your completed application to MetLife.

If you want to switch from Term Life to GVUL and increase your coverage by 2x-9x your eligible pay², by answering 5 simple health questions¹ you can enroll on MetLife Group Benefits, Once you get to the site click on the Enroll/Modify Life Coverage link on the left-hand side of the page.

Yes, your spouse/domestic partner may apply for $10,000, $25,000, $50,000, $100,000, $150,000, $200,000 of Term Life coverage. Your spouse will need to answer medical questions.

Term life or your dependent child is $5,000 or $10,000 and Medical questions are required.

Everyone is different, but you probably need more than you have now. The insurance you need changes as your life changes — for example, getting married, starting a family or buying a home might change the coverage you need. Many people are surprised to learn that they don’t have enough life insurance to cover the many expenses their loved ones may face. It’s simple to determine the amount of coverage you need now: Go to the life online calculator to calculate how much life insurance might be right for you.

It may be less expensive than you think. The rates for the MetLife employees have been reduced for employees under age 70 for the Optional Life plan. MetLife’s group life insurance plans are an economical way for you to provide for your family with competitive group rates and a wide range of coverage options to choose from. Exact rates can be found on the enrollment site

Premiums are conveniently paid through payroll deduction, so you don’t have to worry about writing a check or missing a payment.

• You get competitive group rates and a wide range of coverage options to choose from.
• Proceeds are generally income tax free and can be paid to your beneficiary in a lump-sum payment. 
• You will have the convenience of having premiums automatically deducted from your paycheck