Kentucky 

Kentucky passed a voluntary law authorizing “Paid Family Leave Insurance” as a kind of insurance under Chapter 304 of the Kentucky Insurance Code. The state may provide regulations in the future to support voluntary PFL insurance.

Coverage Options: Voluntary, fully insured paid family leave benefits available for insurance carriers to offer as a rider to a short-term disability policy or as a standalone policy. 

Benefits: The insurance code provides minimum standards for family leave insurance including the benefit duration which must be at least 2 weeks, and for the following absence reasons:

Absence reasons: Family Leave Insurance may replace all or part of an employee’s income loss due to the following events:

• Birth of a child or adoption of a child by the employee
• Placement of a child with the employee for foster care
• Care of a family member of the employee who has a serious health condition
• Circumstances arising out of the fact that the employee's family member who is a service member is on active duty or has been notified of an impending call or order to active duty
• Care of a family member of the employee who has a serious health condition due to their military service
• Care of a family member of the employee who has a serious health condition due to their actions as a first responder

Contributions: Voluntary offering. No mandatory payroll contributions to support a state program.

Key Dates:
April 5, 2024: Governor signed, law enacted

As of May 21, 2024