![if IE]> <![endif]>
If you feel like your family’s healthcare costs an arm and a leg even with insurance, you’re not alone. By all measures, the expenses of care keep increasing for regular people, faster even than inflation.
Between copays, deductibles, and surprise bills, it can be hard to know if you’re prepared for all the potential costs related to you and your family’s healthcare. More and more of the financial burden is being put on individuals and families each year.
But here’s a bit of good news: With the right information and a proactive plan, you can take steps today to help manage healthcare costs.
These simple steps can help you prepare for unexpected costs — and make a big impact:
After you assess your budget, determine your set healthcare costs, and forecast potential future expenses, you can start to plan ahead for unexpected healthcare costs that may arise. Shopping for a supplemental health policy — accident insurance or cancer insurance, for example — can help provide a safety net in case the unthinkable happens. They provide policyholders lump-sum payouts in the event of certain medical events. You can use that money for any type of expense (even out-of-network care).
Ask your HR contact at work if they offer this type of optional coverage and if so, research before the Annual Enrollment period at your company when benefit decisions are made. In the meantime, learn more about supplemental products and how they can help you control healthcare expenses today.
Nothing in these materials is intended to be advice for a particular situation or individual. These materials are for general information purposes only.