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Finding yourself in the midst of a legal issue—which nearly half of us do each year—can be daunting. Add to that the hassle of hiring the right attorney to help you through it, and the stress can be overwhelming.
Luckily, there’s an easier way to get legal help: An employer-provided legal plan. Here's how signing up for this benefit can take the guesswork out of finding a lawyer and help you save money.1
Find reputable local attorneys
Searching online for an attorney can be confusing, and referrals from friends may not be best for your needs. This is one advantage of having a legal plan: In-network attorneys can help with a variety of common legal issues, from identity theft to estate planning. With a MetLife legal plan, you'll have access to attorneys with an average of 25 years of experience. Plus, you can tap into an online service portal that can help you find lawyers in your area who can handle matters that fit your situation. So, there’s a good chance you’ll find the right legal assistance at the click of a button.
Get help with a wide range of legal services
Say you want to contest a traffic ticket, or you're buying or selling a home, or maybe you're dealing with a tax audit—a legal plan would cover the legal fees associated with these events when using a network attorney. And your lawyer would be there to support you every step of the way. You also have unlimited access to legal help—a benefit offered by MetLife—which means you can use the service as often as you need to for multiple legal issues, even for existing situations you had before signing up for the legal plan.2
Reduce out-of-pocket attorney fees
An average attorney's fee for one hour of legal work is $370, depending on experience.3 On the other hand, employer-sponsored legal plans may cost a fraction of that amount—the average for MetLife legal plans coverage is about $20 per month.4 Plus, legal plans don't have retainer fees, copays, claim forms, or deductibles when using a network attorney for a covered matter. Premiums are deducted from your paycheck, so there's no need to manage bills or payments for plan services.
From the convenience to the reasonable cost, it's easy to see why a legal plan might be a wise decision. Preparing for open enrollment? Take our quiz to see if a legal plan might be right for you.
1 Savings from enrolling in a legal plan will depend on various factors, including the cost of the plan, how often participants visit an attorney for a covered matter, and the cost of services rendered.
2 Existing situations are excluded when an attorney client relationship was established prior to enrollment in the plan.
3 Based on the average hourly rate of $370 based on years of legal experience, National Law Journal and ALM Legal Intelligence, Survey of law Firm Economics (2018).
4 Your cost may vary; see plan for details.