Retirement
How to Protect Your Retirement in an Uncertain Market
Apr 18, 2025
How to Protect Your Retirement in an Uncertain Market
Unpredictable financial market conditions can be challenging to navigate and stressful for you and your family. You may be trying to figure out the best way to manage your finances moving forward. Many employees, like you, are questioning whether they can afford to retire and are looking for options to help them protect their hard-earned retirement savings.
More than half of employees (57%) are concerned about their financial health, and 62% of employees are concerned about outliving their retirement savings.1
MetLife’s guaranteed income solutions available from your employer can provide the security that you are looking for in uncertain times. These options are not investments like stocks or bonds; they are insurance products designed to protect retirement savings and are not affected by the volatility of the market. Whether the market is up or down, the right time for guaranteed income is when you are ready to retire and protect your retirement savings.2
Protect your retirement savings for a lifetime
Most pre-retirees (90%) and retirees (89%) say it is very important / absolutely essential to have guaranteed monthly income in retirement.3 You have spent years building your retirement savings. Our guaranteed income options allow you to protect all or a portion of your retirement savings by converting it into monthly income that you cannot outlive.2 In addition, you have the option to pass on this financial security to your loved ones after you are gone.
Predictable income even in uncertain times
Like a steady paycheck, you’ll receive the same dollar amount each month in retirement which helps you budget for everyday expenses as well as supplement your income. Despite the volatility of the market, MetLife’s guaranteed income options provide the protection and predictability that you need in retirement.2 You can confidently retire on time knowing that you will have a stream of income that you cannot outlive.2
Will you have enough income in retirement?
Use MetLife’s interactive tool to discover if you have a retirement income gap—the difference between your anticipated retirement income and estimated monthly expenses.