Skip Navigation
Protect your health — and your wallet

How to safeguard your hard-earned income

Your income is one of your biggest asset. And your quality of life depends on it — to cover both your day-to-day and future expenses. If something should happen to you, income protection helps safeguard and secure your family’s financial future.

How to safeguard your hard-earned income

Your income is one of your biggest asset. And your quality of life depends on it — to cover both your day-to-day and future expenses. If something should happen to you, income protection helps safeguard and secure your family’s financial future.

Tony hurt his back, but not his bank account

If serious injury or illness keeps you from working, disability insurance can help you maintain your quality of life while recovering.

Disability Insurance

Help replace a portion of your income if you cannot work1

Medical insurance may help cover treatment due to an accident or illness. But how do you cover your income? Disability insurance may provide a steady stream of income to help cover essential expenses when an extended illness, injury or pregnancy keeps you away from work. You’ll have the comfort of knowing financial support is available when needed to help maintain your quality of life.

  • Provides income to help pay for essential living expenses, rent, mortgages, car payments, food, etc.
  • Allows you to meet your day-to-day financial obligations, so your long-term goals stay on track

Did you know disability insurance and workers’ compensation are not the same thing? Workers’ compensation only applies if you are hurt at work. Disability insurance covers you when you’re unable to work because of illness or injury — whether suffered at work or not.

The life you’re working hard to build can move forward, no matter what happens

Ensure that your loved ones are financially protected for the future in case the unthinkable occurs.

Life Insurance

You can easily protect your family’s future, today

You do all you can to build the best life for your loved ones. It’s why you work hard, save what you can and try your best to plan for the future. Now you can help ensure that future by providing your loved ones with the financial protection only life insurance offers. This way, you’ll know that the life you’re working hard to build for your family will still move forward, no matter what happens.

  • Provides your family with necessary financial protection
  • Pays a monetary benefit to your beneficiary in the event of your death
  • Money can be used for a wide variety of purposes: final expenses, income replacement, paying off mortgage and other debts, childcare/education costs, and other short- and long-term expenses  

80% of people think life insurance is more expensive than it actually is.2

How one couple protected their rights and their finances

Sarah and Matthew were ready to move when the home seller backed out. Fortunately, they were able to retain one of the area’s top attorneys, who got them their dream home. And the legal plan cost them less in a year than the average hourly fee for an attorney.

Legal Plans

Access to an attorney at a fraction of the cost

Getting legal help shouldn’t be difficult or unaffordable. But when the average rate for a lawyer is $338/hour3, common legal expenses can really dig into your savings. A legal plan provides professional legal counsel for everyday personal legal needs, at a fraction of a lawyer’s standard rate.

  • Access to legal advice and representation from a network of vetted attorneys
  • Typically covers a wide range of legal matters such as: wills and estate planning, buying or selling a home, debt collection, traffic tickets, family law and more
  • No copays, deductibles or waiting periods

Did you know 54% of working adults experience a legal issue over the course of a year?4

Need help? Use this tool for guidance

Our Make Your MatchTM tool enables you to find new coverage that’s right for you, and extend your existing coverage options based on your lifestyle, lifestage, and goals. Just answer a few quick questions and we’ll deliver customized recommendations to help you get the most out of your benefits. 

launch tool