My husband and I have two young, rambunctious boys. Within a year of our older son being born, we made sure we had a will and a life insurance policy in place. We wanted to be sure our kids were at least taken care of financially if anything were to happen to us, and we wanted to make sure they would have enough to finish their education. I was brought up in a family where education was very important. And my own experience losing my mom at a young age made getting life insurance feel even more urgent.