Rhode Island Temporary Disability Insurance (TDI) and Temporary Caregiver Insurance (TCI)
The Rhode Island state leave program provides short-term Temporary Disability Insurance (TDI) and Temporary Caregiver Insurance (TCI) wage replacement benefits to eligible workers who need time off from work. Workers may be eligible for TDI if they are unable to work due to a non-work-related injury or illness, during pregnancy and/or childbirth. Workers may be eligible for TCI to care for a seriously ill family member or to bond with a new child.
Coverage Options: Employers are required to participate in the state-run program.
Job Protection: RI TCI is not job protected. However, job protection may be provided through other state or federal laws such as the federal Family and Medical Leave Act (FMLA) or Rhode Island Parental and Family Medical Leave Act (RI FMLA).
Benefits: A total of 30 weeks combined TCI and TDI per 52-week lookback period.
- TCI: 4 weeks; workers may receive up to $887/week
- TDI: 30 weeks, workers may receive up to $887/week
- RI also has a dependent allowance which is the greater of $10 or 7% of weekly benefit rate (up to 5 dependents) which brings the maximum weekly benefit amount with 5 dependents up to $1,197/week
Contributions: In 2021, the contribution is 1.3% of the first $74,000 of an employee’s wages with a maximum annual employee contribution (payroll deduction) of $962.00
As of January 1, 2021