Rhode Island

Rhode Island Temporary Disability Insurance (TDI) and Temporary Caregiver Insurance (TCI)

Rhode Island Temporary Disability Insurance (TDI) and Temporary Caregiver Insurance (TCI)

The Rhode Island state leave program provides short-term Temporary Disability Insurance (TDI) and Temporary Caregiver Insurance (TCI) wage replacement benefits to eligible workers who need time off from work. Workers may be eligible for TDI if they are unable to work due to a non-work-related injury or illness, during pregnancy and/or childbirth. Workers may be eligible for TCI to care for a seriously ill family member or to bond with a new child.

Coverage Options: Employers are required to participate in the state-run program.

Job Protection: RI TCI is not job protected. However, job protection may be provided through other state or federal laws such as the federal Family and Medical Leave Act (FMLA) or Rhode Island Parental and Family Medical Leave Act (RI FMLA).

Benefits (as of 7/1/24) :  A total of 30 weeks combined TCI and TDI per 52-week lookback period.

  • TCI: 6 weeks; workers may receive up to $1,070/week
  • TDI: 30 weeks, workers may receive up to $1,070/week
  • RI also has a dependent allowance which is the greater of $10 or 7% of weekly benefit rate (up to 5 dependents) which brings the maximum weekly benefit amount with 5 dependents up to $1,444/week 

Contributions: The contribution is 1.2% of the first $87,000 of an employee’s wages with a maximum annual employee contribution (payroll deduction) of $1,044.

As of July 1, 2024

What is Paid Family & Medical Leave?


RI TDI and TCI Employer FAQs View
RI PFML Statutory Leave Benefit Guide View

Rhode Island Leaves Website Visit

The information presented in this brochure is not legal advice and should not be relied upon or construed as legal advice. It is not permissible for MetLife or its employees or agents to give legal advice. The information in this brochure is for general informational purposes only and does not purport to be complete or to cover every situation. You must consult with your own legal advisors to determine how these laws will affect you. Like most insurance policies, insurance policies offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions, limitations, and terms for keeping them in force. Please contact MetLife or your plan administrator for complete details. Further, the information in this brochure does not reflect MetLife’s or any particular employer’s internal policies or the benefits available to its employees.  All employees, regardless of employer, should consult with their own HR, benefits manager, or visit their HR website for information on the benefits available to them.