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Tennessee Voluntary Paid Family Leave (TN VPFL)
Tennessee recently passed a new voluntary law, "Tennessee Paid Family Leave Insurance Act", which amends the insurance code and establishes paid family leave insurance as a new line of insurance that insurers may offer in Tennessee.
The insurance commission may still establish rules to set standards for policies and other form submissions, which will be needed to understand the coordination of the new PFL benefits.
Coverage Options: Voluntary, fully insured paid family leave benefits available for insurance carriers to offer as a rider (or included in the policy), for short-term disability, life insurance, or a standalone PFL policy.
Benefits: The insurance codes do not establish minimum standards for family leave insurance other than the following absence reasons.
Absence reasons: Family leave insurance may replace all or part of an employee’s income loss due to the following events:
Contributions: Voluntary offering. No mandatory payroll contributions to support a state program.
March 31, 2023: Law signed
January 1, 2024: Law is effective
As of May 1, 2023
The information presented in this guide is not legal advice and should not be relied upon or construed as legal advice. It is not permissible for MetLife or its employees or agents to give legal advice. The information in this guide is for general informational purposes only and does not purport to be complete or to cover every situation. You must consult with your own legal advisors to determine how these laws will affect you. Like most group benefit programs, benefit programs offered by MetLife contain certain exclusions, exceptions, waiting periods, reductions, limitations, and terms for keeping them in force. Ask your MetLife group representative for costs and complete details.