If you fall into the “Curious and Concerned” group of pre-retirees, chances are retirement is looming in the back of your mind ... but more pressing day-to-day challenges have kept you from giving your long-term plan the attention it deserves. Luckily, it’s not too late to solicit guidance and create a strategy that delivers on your retirement goals.
If you’re a working parent, you may feel that having quality time to relax with loved ones is key to your happiness ... and that it features prominently in your vision of retirement. More time to pursue your hobbies, connect with your community and rediscover yourself could also factor into your future goals.
However, sometimes it feels like you’ll be working forever to get there. You may worry that you’re already behind when it comes to funding your retirement future. And that, without the right plan in place, you may not be able to retire when you want.
Your Next Steps
You’ve got a lot on your plate. If you’re feeling overwhelmed, ask your employer for assistance. They’ll provide an overview of workplace benefits that can take some weight off your shoulders. As you explore your options, an income annuity may be worth a closer look, as it ensures you have a fixed income in retirement you can rely on for the rest of your life.
The right help and resources can help you feel more confident in your future. To better understand your retirement readiness, visit www.metlife.com/retirement-income-tool for help planning. Our tool can help you estimate the amount of income you can expect to receive in retirement and help determine your monthly cash flow.
In Your Shoes: A Personal Account of the “Curious & Concerned” Mindset